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Beyond the Balance

Real talk about money and life.

Financial Wellness

How to Boost Your Credit Score with Free Digital Banking Tools

Your credit score plays a major role in your financial life—it can impact your ability to get a loan, rent an apartment, or even land a job. The good news? Improving your score doesn’t have to be a mystery or a chore. At Market USA, we make it easy to take control of your credit with powerful, free tools built right into our digital banking platform.

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Saving and Spending

Think All Checking Accounts Are the Same? Think Again.

When you think of a checking account, you might picture the basics: depositing your paycheck, paying bills, and using your debit card. But not all checking accounts are created equal. The best ones often have fewer fees, better rewards, and more personal service than big-name banks. Discover how Market USA’s checking accounts go beyond the basics to help you manage your money smarter.

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Loans and Financing

Personal Loans vs. Buy Now, Pay Later: What You Need to Know

In today’s fast-paced, convenience-driven world, it’s tempting to split up payments with a Buy Now, Pay Later (BNPL) service. Whether you're shopping online or in-store, you’ve likely seen the option to pay in smaller installments or delay payments for a few weeks. While these options can offer short-term flexibility, they often come with hidden costs and limitations.

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