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MEMBER'S CHOICEâ„¢ Borrower Security

Your financial safeguard against the unexpected.

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Life can take some unexpected turns. That’s why there’s MEMBER'S CHOICE™ Borrower Security.

Your family means everything to you. And if the unexpected happens, you don’t want an emotionally trying situation to be compounded by financial worry. That’s why there’s MEMBER'S CHOICE™ Borrower Security debt protection which may cancel your loan balance or payments in case of:

  • Involuntary Unemployment
  • Disability
  • Death

Take an important step toward financial security. Contact us about debt protection today.

How to File a Claim

If you already have MEMBER'S CHOICE™ Borrower Security, you can file a claim online. If you have any questions about your claim, please call 800-621-6323.

Market USA Federal Credit Union is a full-service financial institution with locations in Maryland and South Carolina as well as nationwide locations through the Shared Branch Network.

MEMBER'S CHOICE™ Borrower Security is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative or refer to the contract for a full explanation of the terms. You will receive the contract before you are required to pay for MEMBER'S CHOICE™ Borrower Security. You may cancel the protection at any time. If you cancel protection within 30 days you will receive a full refund of any fee paid.

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* A minimal processing fee per loan will be charged to your savings or checking account based on your monthly payment. Interest will continue to accrue on unpaid loan balance. To qualify for an extension, loan must be open for at least 90 days and in good standing. Certain restrictions apply. Call for details.