⚠️ SCAM WARNING: Fake Calls Claiming to Be Market USA
Get purchasing power and financial flexibility.
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Whichever of these three cards you choose, you're backed by Visa®, which provides industry-leading security and fraud protection as you use your card online and in stores.
Choose the credit card with our lowest interest rate and take advantage of a 0.00% APR introductory rate for six months.
Rack up valuable rewards points with every purchase, redeemable for travel, merchandise, gift cards, cash back and more.
Use your Market USA savings to create a credit line and start building a strong credit history.
Effective 12/09/2025: We require that all applicants be members.
You don’t have to wait for your credit card to arrive in the mail to start using it. With Digital Banking, you can securely view and activate your card as soon as it’s available, so you can begin making purchases and setting up digital wallet payments right away.
New cards typically appear in online banking within 1–3 business days after being ordered.
What This Means for You:
Learn how to activate your card in Digital Banking
Market USA Federal Credit Union is a full-service financial institution with locations in Maryland and South Carolina as well as nationwide locations through the Shared Branch Network.