Put time to work for you and your money.
What's in your financial future? Maybe a car or a boat. Wedding bells, college costs or vacation dreams. Whatever you're saving for, you can earn more with a Market USA Certificate. Choose a savings period that syncs up with your life plans, lock in an attractive earning rate, and watch your money grow worry-free right up until you need it.
Early withdrawal of funds may mean a loss of dividend earnings. However, your initial deposit is never at risk.
Rates effective as of 10/8/2024.
*PREFERRED APY: The Preferred APY includes a 0.35% premium. Direct Deposit and eStatements are required to receive this premium. Your APY will decrease if you discontinue these services.
**PREFERRED APY: 10 Month Special - APY includes a 0.10% premium. eStatements are required to receive this premium. Your APY will decrease if you discontinue eStatements.
If applicant is under 18 years old, a parent or guardian who is 18 or older must be a joint owner.
Rate Disclosures
Market USA Federal Credit Union is a full-service financial institution with locations in Maryland and South Carolina as well as nationwide locations through the Shared Branch Network.
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You can stop by a branch or call 301-586-3400. The option to open a certificate through Digital Banking is coming soon.
You can send us a secure message through Digital Banking, email memberservices@marketusafcu.com, or call 301-586-3400.
In Digital Banking, select your certificate, then Certificate Details and change your maturity preference. You can also email memberservices@marketusafcu.com or call 301-586-3400.
Yes, deposits are insured up to $250,00 through NCUA, a government agency.
The penalty depends on the term of your certificate. Please see our disclosure for details.
You don’t have to do anything. The certificate is automatically set up to renew for the same term.
Yes, if you are enrolled in eDocuments, you will receive an email when your notification is available in Digital Banking. If you are not enrolled, you’ll receive a notification through the mail.
Earn one of the highest rates nationwide with no monthly maintenance fees.
Secure your tomorrow by investing today.
Earn a competitive yield while enjoying access to your funds.
No annual fee, balance transfer fee or cash advance fee.