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About Us

Our number one goal is your financial success.

We've grown bigger, stronger and even more focused on our members

We've come a long way since we opened our credit union's doors to a group of store employees in the early 1950s. We've welcomed thousands of new members, merged with other credit unions, expanded our financial services, kept pace with technology and established a non-profit foundation to strengthen our local communities. The next step? We'll see. We're always looking for new and better ways to serve our members financial needs through every chapter of their lives.


Market USA Federal Credit Union was established in 1953 in Washington, DC. Initially serving the associates, retirees, and family members of Giant Food, the credit union expanded its membership over the years to include all associates of Ahold Delhaize companies by May 2021.

Significant mergers have enhanced the credit union’s reach and services. In February 2003, BI-LO Credit Association merged with Market USA, extending its presence in the Southeast. Another merger in June 2010 with Epworth Federal Credit Union allowed the inclusion of church members, clergy, lay pastors, and employees of the Baltimore-Washington Conference of the United Methodist Church. In September 2011, a merger with National Capital Federal Credit Union further broadened the range of financial services offered and expanded Market USA’s geographic presence.

In June 2016, the Market USA Cares Foundation was established to support charitable organizations in communities where its members live. This 501(c)(3) organization enables individuals and businesses to become foundation members with a donation of $5 or more, making them eligible for credit union membership.

Foundation donations can be made when members join Market USA or sent directly to the foundation by credit union members and non-members alike. Potential donors can access the Market USA Cares Foundation website.

Credit Unions as Financial Cooperatives

Market USA, like other credit unions, is a member controlled, not-for-profit financial cooperative where earnings are returned to members in the form of lower loan rates, lower fees and higher dividend earnings.

We are governed by a volunteer Board of Directors elected by our members and run by a professional management team and staff. A volunteer Supervisory Committee ensures that the Board and management team meet required financial reporting objectives and controls.

Accounts are federally insured to at least $250,000 by the National Credit Union Share Insurance Fund and backed by the full faith and credit of the United States government.

Mission Statement

Market USA will serve the diverse financial needs of its members throughout their lifetimes.

Vision Statement

Market USA will provide products and services that make Market USA FCU the preferred financial partner for our members; educate members to make informed decisions that contribute towards their financial success; and manage the credit union with financial integrity for the long-term benefit of its member owners.

Market USA Federal Credit Union is a full-service financial institution with locations in Maryland and South Carolina as well as nationwide locations through the Shared Branch Network.