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Find the account that fits your needs.

However you like to manage your money, Market USA provides the checking account that's right for you. And whichever account you open, you'll get access to digital tools for anytime access, and you'll never pay a monthly fee. This is free checking with plenty of invaluable perks.

  • High-Rate VIP Checking

    Take your checking account experience to the next level with special dividend rates that kick in when you do three simple things you're probably already doing.

  • Regular Checking

    This account goes beyond ordinary, giving you the opportunity to earn dividends with a higher balance and easily manage your money.

  • Fresh Start Checking

    If you need to recover from financial difficulties, turn to this account to get back on your feet. After six months of good standing, you can upgrade your account.

  • Young Adult Checking

    Designed for members ages 14 to 24, this is the ideal first checking account and provides access to multiple financial education resources.

Round-Up and Save: A Smart Way to Build Your Savings

Do you struggle to save money regularly? Do you wish there was an easy and convenient way to set aside some cash for your future goals? If so, you might be interested in our Round-Up and Save feature, which is designed to help you save money without even noticing it. All you need is a checking account with us.

  • Round-Up and Save allows you to automatically save the spare change from your purchases.
  • Whenever you make a purchase with your debit card, we will round up the amount to the nearest dollar and transfer the difference to your Savings, Holiday Club, Vacation Club or Money Market Account, your choice! Purchase amounts ending in .00 will round up to a dollar. Joint owners are included as well.
  • The change from each purchase is accumulated into one amount and transferred daily to the account you choose. This way, you can save money effortlessly with every purchase you make.

To enroll in Round-Up and Save, send us a message through Digital Banking, email or call 301-586-3400.

Features & Benefits

Market USA Federal Credit Union is a full-service financial institution with locations in Maryland and South Carolina as well as nationwide locations through the Shared Branch Network.