Guaranteed Asset Protection (GAP)

Don’t let a total loss become a financial loss.  Learn more about GAP Plus.

Our Guaranteed Asset Protection (GAP) Plus program can help cushion you and your family against sudden out-of-pocket expenses and goes beyond traditional GAP protection. Guaranteed Asset Protection Plus may reduce or eliminate the gap between what your vehicle insurance will pay and what you owe on your auto loan if your vehicle is deemed a total loss. Plus, it helps you get into your next vehicle by reducing your next loan with Market USA.

Features:

• Protects against negative equity
• Pays the difference between the loan balance and the insurance payout if vehicle is deemed a total loss
• Reduces amount of next Market USA auto loan*
• Cost can be rolled into your auto loan
• Offers peace of mind

*Offers a $1K Principal Only Payment towards your next auto loan financed with MUSA within 90 days

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Market USA Federal Credit Union is a full-service financial institution with locations in Maryland and South Carolina as well as nationwide locations through the Shared Branch Network.

GAP is not insurance; it is an optional debt cancellation product. GAP will not affect your application for credit or the terms of any credit agreement you have with us. Certain eligibility requirements, conditions and exclusions may apply. You will receive the contract before you are required to pay for GAP. You should carefully read the contract for a full explanation of the terms. If you choose GAP, adding the GAP Fee to the amount financed under your contract will increase the cost of GAP. You may cancel GAP at any time. If you cancel GAP within 90 days you will receive a full refund of any fee paid. GAP purchased from state-chartered credit unions in FL, GA, IA, IN, UT, VT, and WI may be with or without a refund provision. Prices of the refundable and non-refundable products are likely to differ. If you purchase a refundable
product, you may cancel at any time during the loan and receive a refund of the unearned fee. GAP purchased from state-chartered credit unions in CO, MO or SC may be canceled at any time during the loan and receive a refund of the unearned fee.
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