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Skip a Pay

Easily skip one month's loan payment.

Skip A Pay Process

If you have an auto or personal loan, you can choose to skip a payment* for a minimal fee. Simply log into Online Banking or our Mobile App to process your Skip a Pay request. Select Skip a Pay from the Tools menu and follow the prompts.

  • Select the loan account.
  • Read and accept the disclosure.
  • Select the account you wish the fee to be withdrawn from.
  • Review the Skip a Pay summary screen for the status of your request.

Automatic payments will be modified for your convenience.

  • Scheduled transfers from other Market USA accounts will be stopped and set to resume the following month.
  • Automatic transfers from other accounts will be stopped and set to resume the following month.
Skip a Pay Service
Loan Payment Amount Processing Fee
$0.01 - $99.99 $30.00
$100.00 - $400.00 $40.00
$400.01+ $50.00

* A minimal processing fee per loan will be charged to your savings or checking account based on your monthly payment. Excludes lines of credit, mortgage, home equity and credit card balances. Interest will continue to accrue on unpaid loan balance. To qualify for an extension, loan must be open for at least 90 days and in good standing. Certain restrictions apply. Call for details.

Market USA Federal Credit Union is a full-service financial institution with locations in Maryland and South Carolina as well as nationwide locations through the Shared Branch Network.