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Money Market

Grow your savings without any waiting or worries. 

Play it smart in a market that's always headed upwards

Money Market accounts come with a list of advantages that most savings tools can't match. You earn more than you would with a regular savings account. Your funds are safe and secure and not exposed to the ups and downs of those other markets. And you can access your money anytime without waiting for a minimum time period to pass.

  • $2,000 minimum opening deposit
  • Our tiered rate system means bigger balances have greater earning potential
  • Access funds with checks, Online Banking or Mobile App, or at Market USA Branch or CO-OP Shared Branch
  • Make deposits through Online Banking or our Mobile App, setting up an automatic transfer from your checking account, or stopping by a Market USA branch or CO-OP Shared Branch
  • Deposits up to $250,000 are insured by the National Credit Union Administration, a federal government agency

Features & Benefits

Money Market Rates
APY Balance APY Dividends Compounded/Credited
$100,000 1.50% Daily/Monthly
$50,000 1.25% Daily/Monthly
$20,000 1.20% Daily/Monthly
$10,000 1.00% Daily/Monthly
$2,000 0.75% Daily/Monthly
$0.01 0.05% Daily/Monthly

Rate Disclosures

Savings Calculators

Market USA Federal Credit Union is a full-service financial institution with locations in Maryland and South Carolina as well as nationwide locations through the Shared Branch Network.