Low rates. Fast approval. No origination fees.
Apply Now
A Market USA Federal Credit Union Personal Loan can be for something fun and fantastic - a family trip, some nice furniture or futuristic electronics. Or it can be for something purely practical - vehicle repairs, medical bills or debt consolidation. Our Personal Loan comes with attractive interest rates, flexible payment terms and the potential to make a positive impact on your financial life.
Skip-a-Payment2 on your Market USA personal loan twice a year for a nominal fee. Simply log in to Online Banking or our Mobile App, select "Skip a Pay" from the Tools menu, and follow the prompts.
Rates effective as of 11/29/2025.
*Rates shown include a .25% discount for automatic payment and an additional .50% for having a qualifying Reward Rate Relationship. Your actual rate may vary depending on credit and discounts taken.
Rate Disclosures
1 To qualify for a Reward Rate, you must have e-statements AND one of the following: (a) direct deposit of at least $500 per month and an active Market USA checking account or (b) at least $25,000 on deposit.
2 A minimal processing fee per loan will be charged to your savings or checking account based on your monthly payment. Interest will continue to accrue on unpaid loan balance. To qualify for an extension, loan must be open for at least 90 days and in good standing. Certain restrictions apply. Call for details.
Market USA Federal Credit Union is a full-service financial institution with locations in Maryland and South Carolina as well as nationwide locations through the Shared Branch Network.
View All
Yes, there are no prepayment penalties
Yes, you can purchase debt protection to protect your loan from the unexpected.
In Digital Banking, choose Skip a Pay on the Tools menu to check your eligibility.
You can find your due date in Online Banking by selecting your loan, then Account Details, or in the Mobile App by selecting your loan, then Show Details. Your loan due date will also be included on your statement/eStatement.
Save money effortlessly through the year for vacations or holidays.
Protect the things that matter most.
No annual fee, balance transfer fee or cash advance fee.
Find the best option for you.