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Personal Loans

Add some excitement to your life or get your finances on track. 

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Get extra money for purchases, payments or pleasure

A Market USA Personal Loan can be for something fun and fantastic - a family trip, some nice furniture or futuristic electronics. Or it can be for something purely practical - vehicle repairs, medical bills or loan consolidation. Our Personal Loan comes with attractive rates, flexible payments terms and the potential to make a positive impact on your life.

  • Borrow up to $30,000
  • Repayment terms up to 60 months
  • 0.50% discount for having a qualifying Rewards1 relationship with Market USA
  • 0.25% discount with automatic monthly payments

Get some breathing room

Skip-a-Payment2 on your Market USA personal loan twice a year for a nominal fee. Simply log in to Online Banking or our Mobile App, select "Skip a Pay" from the Tools menu, and follow the prompts.

Features & Benefits


Personal Loan Rates
Loan Term APR as low as Minimum Loan Amount
12 Months 11.74%* $200
24 Months 12.24%* -
36 Months 12.74%* -
48 Months 13.24%* -
60 Months 13.74%* $5,000

*Rates shown include a .25% discount for automatic payment and an additional .50% for having a qualifying Reward Rate Relationship. Your actual rate may vary depending on credit and discounts taken.

Rate Disclosures


Loan Calculators


1 To qualify for a Reward Rate, you must have e-statements AND one of the following: (a) direct deposit of at least $500 per month and an active Market USA checking account or (b) at least $25,000 on deposit.

2 A minimal processing fee per loan will be charged to your savings or checking account based on your monthly payment. Interest will continue to accrue on unpaid loan balance. To qualify for an extension, loan must be open for at least 90 days and in good standing. Certain restrictions apply. Call for details.


Market USA Federal Credit Union is a full-service financial institution with locations in Maryland and South Carolina as well as nationwide locations through the Shared Branch Network.