Holiday Hours Notice: Market USA will close at 1:00 PM on Wednesday, December 24, and will be closed Thursday, December 25 in observance of Christmas. Normal business hours will resume on Friday, December 26.
Save up for the winter holidays or a summer getaway.
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The gifts, decorations, entertainment and holiday feasts. It's a season of celebration, but it can also cost a bundle. The same goes for vacation time and the cost of transportation, hotels and sightseeing. The best way to make these happy moments more affordable is to save year-round with a Market USA Club Account. With steady deposits you can build up your balance and bring even more joy to your world.
Rates effective as of 12/18/2025. Dividends are compounded and credited monthly.
Rate Disclosures
A $5 fee applies to each Holiday Club withdrawal after the first per year and each Vacation Club withdrawal after the third per year.
Market USA Federal Credit Union is a full-service financial institution with locations in Maryland and South Carolina as well as nationwide locations through the Shared Branch Network.
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You can open a club account through Digital Banking by selecting Quick Apply from the Accounts menu, contacting Member Services at 301-586-3400, or stopping by a branch.
You can transfer funds or set up automatic transfers through Online Banking or the Mobile App, or stop by a Market USA branch or CO-OP Shared Branch.
Easily transfer funds through Online Banking or our Mobile App.
No minimum balance requirement or monthly maintenance fees.
No annual fee, balance transfer fee or cash advance fee.
Save time with easy and convenient options.