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Club Accounts

Save up for the winter holidays or a summer getaway.

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More money in your account means more fun for your family

The gifts, decorations, entertainment and holiday feasts. It's a season of celebration, but it can also cost a bundle. The same goes for vacation time and the cost of transportation, hotels and sightseeing. The best way to make these happy moments more affordable is to save year-round with a Market USA Club Account. With steady deposits you can build up your balance and bring even more joy to your world.


Holiday Club

  • No minimum balance requirement
  • No limits on withdrawals
  • Earn competitive dividends
  • Schedule automatic transfers to your Club Account through Online Banking or our mobile app
  • Arrange to have your holiday funds transferred to another account each fall (usually in early October) or you can keep funds in your Club Account until you request a withdrawal

Vacation Club

  • No minimum balance requirement
  • No limits on withdrawals
  • Earn competitive dividends
  • Schedule automatic transfers to your Club Account through Online Banking or our mobile app

Features & Benefits


Holiday Club Rate
Balance APY
$0.01 0.10%

Rates effective as of 10/3/2026. Dividends are compounded and credited monthly.

Rate Disclosures

Vacation Club Rate
Balance APY
$0.01 0.10%

Rates effective as of 10/3/2026. Dividends are compounded and credited monthly.

Rate Disclosures


Savings Calculators


 


Market USA Federal Credit Union is a full-service financial institution with locations in Maryland and South Carolina as well as nationwide locations through the Shared Branch Network.