We’ll be performing system maintenance updates between 1:00 a.m. and 4:00 a.m. ET. During this time, Digital Banking may be temporarily unavailable or experience brief interruptions. Thank you for your patience as we work to improve your experience.

Realizaremos actualizaciones de mantenimiento del sistema entre la 1:00 a.m. y las 4:00 a.m. ET. Durante este tiempo, la Banca Digital puede estar temporalmente no disponible o presentar interrupciones breves. Gracias por su paciencia mientras trabajamos para mejorar su experiencia.

⚠️ SCAM WARNING: Fake Calls Claiming to Be Market USA

 

Skip to main content

Ways to Pay Your Loan

Choose the payment method that works best for you. 

Flexible, secure ways to pay — anytime, anywhere

Market USA offers a variety of fast and secure ways to pay - from automatic transfers and online options to phone, mail, and in-person payments. Whether you want to schedule recurring payments, make a quick one-time payment, or set up direct deposit with a Market USA checking account, we’ve got a solution to fit your needs.

Online Banking or Mobile App

Set up automatic ACH payments from an account at another financial institution through Online Banking or our App.

  • Secure and free
  • Schedule recurring or one-time payments
  • Review your payment history

Already enrolled? Log in now to make a payment.
New to Online Banking? Enroll or download our app.

Payment Portal

Need to make a quick payment from another bank or card? Use our convenient payment portal.

  • No login required
  • Make one-time payments using a debit card ($7.95 fee) or account from another financial institution (free)
  • Payments made by 5:00 pm EST (bank) or 7:00 pm EST (card) are credited the same day

Pay My Loan - Debit Card Pay My Loan - ACH

Set Up AutoPay (ACH)

Never miss a payment! Enroll in Automatic Payments (ACH) and we’ll withdraw your payment each month from your preferred account. Simply contact us and we’ll set it up for you.

  • No fees
  • Choose your payment date
  • Set it and forget it

Direct Deposit to Your Market USA Checking

Make payments the easiest and most convenient way by setting up direct deposit to a Market USA checking account and enrolling in automatic payments.

  • Never worry about missing a due date
  • Payments made automatically from your checking account
  • Open a free Market USA checking account to get started

Phone Payments

Call us at 301-586-3400 to make a payment by phone.

  • Make a payment using ACH (free) or a debit card ($7.95 fee)
  • A $10 convenience fee applies to all phone payments
  • Speak directly with a representative for assistance

Visit a Shared Branch Location

You can make your Market USA loan payment at over 5,000 credit union locations nationwide.

  • Make payments in person at participating credit unions
  • Access your Market USA account at convenient locations
  • Find a branch at co-opcreditunions.org/locator/

Mail Your Payment

Send checks or money orders (but not cash) to:

Market USA Federal Credit Union
Re: Loan Payment
8871 Gorman Road, Suite 100
Laurel, Maryland 20723

Compare Online Payment Options
Method Login Needed Fee Processing Time Best For
Online Banking & Mobile App Yes No Internal account transfers: 1-2 business days; External Account (ACH): Auto pay on chosen date after linking account Self-service transfers; Set-it-and-forget-it payers
Payment Portal - ACH  No No Same day if submitted by 5 pm EST One-time or emergency payments
Payment Portal - Debit Card No Yes Same day if submitted by 7 pm EST One-time or emergency payments
ACH Auto Pay - Member Services No No Monthly on chosen date Set-it-and-forget-it payers

Need help managing your loan payments? Visit our Hardship Assistance Program for relief options like Skip-a-Pay, financial coaching, and more.

Questions? Contact us at 301-586-3400, email memberservices@marketusafcu.com, chat with us online, or send us a secure message through digital banking.

Market USA Federal Credit Union is a full-service financial institution with locations in Maryland and South Carolina as well as nationwide locations through the Shared Branch Network.