Personal Loans vs. Buy Now, Pay Later: What You Need to Know

In today’s fast-paced, convenience-driven world, it’s tempting to split up payments with a Buy Now, Pay Later (BNPL) service. Whether you're shopping online or in-store, you’ve likely seen the option to pay in smaller installments or delay payments for a few weeks. While these options can offer short-term flexibility, they often come with hidden costs and limitations.