Members earn high rates of return on their balances with Certificates (if you are not a member, it's easy to join online - see Product Links below). We have many rates and terms available, so you are sure to find a plan that fits your needs. Our preferred rates reflect a 0.35% premium added to our standard rates for members with Direct Deposit of $500 or more a month and e-Statements.
Looking for a certificate option with a lower opening balance? Open an Accumulator Certificate with as little as $100 -- and add $25 or more as often as you'd like, up to a maximum of $1,000!
|Regular & IRA Certificate Rates|
|Account Term||Base APY||Preferred APY*||APY Balance||Dividends Compounded / Credited|
|10 Month Special||5.00%||5.10%**||$500||Daily / Monthly|
|12 Month Accumulator||2.15%||2.51%||$100||Daily / Monthly|
|3 Months||2.15%||2.51%||$500||Daily / Monthly|
|6 Months||2.65%||3.01%||$500||Daily / Monthly|
|12 Months||3.65%||4.01%||$500||Daily / Monthly|
|18 Months||3.85%||4.22%||$500||Daily / Monthly|
|24 Months||3.80%||4.16%||$500||Daily / Monthly|
|36 Months||3.55%||3.91%||$500||Daily / Monthly|
|48 Months||3.55%||3.91%||$500||Daily / Monthly|
|60 Months||3.55%||3.91%||$500||Daily / Monthly|
*PREFERRED APY: The Preferred APY includes a 0.35% premium. Direct Deposits and e-Statements are required to receive this premium.
**PREFERRED APY: 10 Month and 17 Month Special - APY includes a 0.10% premium. E-Statements are required to receive this premium.
|Rate Disclosures View All Rates|