Earn high rates of return on your account balances through Certificates. We have many rates and terms available, so you are sure to find a plan that fits your needs. Our preferred rates reflect a 0.35% premium added to our standard rates for members with Direct Deposit and e-Statements.
Looking for a certificate option with a lower opening balance? Open an Accumulator Certificate with as little as $100 -- and add $25 or more as often as you'd like, up to a maximum of $1,000!
|Regular & IRA Certificate Rates|
|Account Term||Base APY||Preferred APY*||APY Balance||Dividends Compounded / Credited|
|12 Month Accumulator||0.10%||N/A||$100||Daily / Monthly|
|3 Months||0.10%||N/A||$500||Daily / Monthly|
|6 Months||0.15%||N/A||$500||Daily / Monthly|
|12 Months||0.40%||N/A||$500||Daily / Monthly|
|18 Months||0.15%||0.50%||$500||Daily / Monthly|
|24 Months||0.15%||0.50%||$500||Daily / Monthly|
|36 Months||0.20%||0.55%||$500||Daily / Monthly|
|48 Months||0.35%||0.70%||$500||Daily / Monthly|
|60 Months||0.90%||1.26%||$500||Daily / Monthly|
|*PREFERRED APY: The Preferred APY includes a 0.35% premium. Direct Deposits and e-Statements are required to receive this premium.|
|Rate Disclosures View All Rates|