Visa Platinum

Variable Rate Information

Your actual APR may vary and is based on prime and your credit history. A margin between 6.00% - 16.00% is added to the highest Prime Rate* as published in the Wall Street Journal "Money Rates" Table.

Grace Period for Purchases

25 Days

Method of Computing the Balance for Purchases

Average Daily Balance (Including new purchases)

Annual Fee

None

Balance Transfer Rate

Same as purchase rate

Paying Interest

Your due date is at least 25 days after the close of each billing cycle. We do not charge you interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances and balance transfers on the transaction date

Transaction Fees

a. Foreign Transaction Fee - 1.00% of each transaction in U.S. dollars

Penalty Fees

a. Late Payment Fee - Up to $25.00
b. Returned Payment Fee - Up to $25.00

Rates effective as of 8/22/2025.

Rate Disclosures