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Ways to Pay Your Loan

Choose the payment method that works best for you. 

Schedule automatic payments. Go online.  Send a check. Visit a branch.

Market USA offers a variety of fast and secure ways to pay - from automatic transfers and online options to phone, mail, and in-person payments. Whether you want to schedule recurring payments, make a quick one-time payment, or set up direct deposit with a Market USA checking account, we’ve got a solution to fit your needs.

Online Banking or Mobile App

Set up automatic ACH payments from an account at another financial institution through Online Banking or our App.

  • Secure and free
  • Schedule recurring or one-time payments
  • See your payment history

Already enrolled? Log in now to make a payment.
New to Online Banking? Enroll or download our app.

Payment Portal

Need to make a quick payment from another bank or card? Use our convenient payment portal.

  • No login required
  • Make one-time payments using a debit card ($7.95 fee) or account from another financial institution (free)
  • Payments made by 5:00 pm EST (bank) or 7:00 pm EST (card) are credited the same day

Pay My Loan - Debit Card Pay My Loan - ACH

Set Up AutoPay (ACH)

Never miss a payment! Enroll in Automatic Payments (ACH) and we’ll withdraw your payment each month from your preferred account. Simply contact us and we’ll set it up for you.

  • No fees
  • Choose your payment date
  • Set it and forget it

Direct Deposit to Your Market USA Checking

Make payments the easiest and most convenient way by setting up direct deposit to a Market USA checking account and enrolling in automatic payments.

  • Never worry about missing a due date
  • Payments made automatically from your checking account
  • Open a free Market USA checking account to get started

Phone Payments

Call us at 301-586-3400 to make a payment by phone.

  • Make a payment using ACH (free) or a debit card ($7.95 fee)
  • A $10 convenience fee applies to all phone payments
  • Speak directly with a representative for assistance

Visit a Shared Branch Location

You can make your Market USA loan payment at over 5,000 credit union locations nationwide.

  • Make payments in person at participating credit unions
  • Access your Market USA account at convenient locations
  • Find a branch at co-opcreditunions.org/locator/

Mail Your Payment

Send checks or money orders (but not cash) to:

Market USA Federal Credit Union
Re: Loan Payment
8871 Gorman Road, Suite 100
Laurel, Maryland 20723

Compare Online Payment Options
Method Login Needed Fee Processing Time Best For
Online Banking Yes No 1-2 business days Members who bank regularly
Mobile App Yes No 1-2 business days On-the-go payments
Payment Portal No Yes, for card payments Same day when payment made by 5 pm EST (bank) or 7 pm EST (card)  One-time or emergency payments
ACH AutoPay Yes No Monthly Set-it-and-forget-it payers

Text Communication

We may send important payment-related alerts by text, including past due notices.

  • Get timely alerts when your loan is past due
  • Never includes sensitive data
  • May include a link to make a quick payment online

Questions? Contact us at 301-586-3400, email memberservices@marketusafcu.com, chat with us online, or send us a secure message through digital banking.

Market USA Federal Credit Union is a full-service financial institution with locations in Maryland and South Carolina as well as nationwide locations through the Shared Branch Network.