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Personal Line Of Credit

Features & Benefits

  • Interest is only charged on the funds you use

  • No Annual Fee

  • No Collateral Required

  • Reusable credit—borrow, repay, and borrow again

Personal Line of Credit Rates
Loan Term APR as low as Minimum Loan Amount
36 Months 13.00% $500

Rates effective as of 11/7/2025.

Repayment: Monthly payments based on outstanding balance (minimum $50 or 2% of balance, whichever is greater)

Maximum APR: 18.00%

Variable Rate: May change with the Prime Rate

 

Rate Disclosures

Market USA Federal Credit Union is a full-service financial institution with locations in Maryland and South Carolina as well as nationwide locations through the Shared Branch Network.

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There is no annual fee and no collateral required. A nominal fee applies for the Skip-a-Payment option.

You can transfer funds instantly via Online Banking, Mobile App, or by requesting a check.

A Personal Line of Credit is a revolving credit account that allows you to borrow funds up to your approved limit, repay, and borrow again as needed—without reapplying.

The minimum payment is $50 or 2% of your outstanding balance, whichever is greater.