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New! Unlock Your Home's Potential

 

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See Your Home's Value and Available Equity with SavvyMoney Credit Score

Understanding your home equity can help you make informed financial decisions. Through SavvyMoney Credit Score, eligible homeowners can view their estimated home value, available equity, mortgage balance, and home value trends directly within Online Banking. The feature is designed to help you better understand one of your largest financial assets without impacting your credit score.

What Is Home Equity?

Home equity is the difference between your home's estimated market value and the outstanding balance on your mortgage. As home values increase and mortgage balances decrease, your available equity may grow. SavvyMoney Credit Score makes it easy to view this information in one convenient location.

Features Include:

  • Estimated home value
  • Available home equity
  • Estimated mortgage balance
  • Historical home value and equity trends
  • Educational resources about home equity
  • Personalized home lending opportunities

How Home Value Is Calculated

Estimated home values are provided through Cotality's Automated Valuation Model (AVM), which uses recent comparable home sales, local housing market trends, and property characteristics to estimate market value. Mortgage information is sourced from the user's TransUnion credit report to help estimate available equity.

Why Monitor Your Home Equity?

Tracking your home's value and equity can help you:

  • Understand changes in your home's market value
  • Monitor your financial progress over time
  • Explore home equity borrowing options when needed
  • Make more informed financial decisions
  • Stay engaged with your overall financial wellness

Why Use Home Value & Equity Instead of Zillow or Redfin?

While real estate websites provide estimated home values, Home Value & Equity in SavvyMoney Credit Score goes a step further by combining estimated property values with information from your credit profile to help estimate:

  • Your available home equity
  • Your estimated mortgage balance
  • Equity growth over time
  • Personalized lending opportunities based on your financial profile

Because the feature is integrated directly into Online Banking, you can monitor your home value, equity, credit score, and overall financial wellness in one convenient place. This makes it easier to understand how your home fits into your broader financial picture.

Get Started

Log in to Online Banking and access SavvyMoney Credit Score to discover your estimated home value, available equity, and personalized financial insights.

View My Home Value


Market USA Federal Credit Union is a full-service financial institution with locations in Maryland and South Carolina as well as nationwide locations through the Shared Branch Network.