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New Shared Branch Experience

IDCheck Starts May 1, 2025 at Shared Branches

To further protect your accounts, if you bank at one of our Shared Branch locations outside of the state you reside in (as shown on your Driver’s License), you will now need to authenticate your identity using your cell phone and ID. This additional layer of authentication – called IDCheck – will be used for loan payments, cashier’s checks, deposits, withdrawals, transfers and account inquiries.

IDCheck Steps

Starting 5/1/25, follow these simple steps when you visit a Shared Branch:

  1. Scan the QR code located in the branch or visit verify.coop.org.
  2. Select Market USA Federal Credit Union from the drop-down list.
  3. Enter your member number and the last four digits of your social security number. 
  4. Upload a photo of your ID and take a selfie. Tip: Save your validation for an even quicker experience next time!
  5. Show your one-time passcode to the teller (passcode is valid for 20 minutes).

If you have any questions, call 301-586-3400, email memberservices@marketusafcu.com, or send us a secure message through Online Banking or our App.

Market USA Federal Credit Union is a full-service financial institution with locations in Maryland and South Carolina as well as nationwide locations through the Shared Branch Network.