⚠️ SCAM WARNING: Fake Calls Claiming to Be Market USA
Enjoy sun, fun, and extra funds.
Log In to Apply
Effective 12/09/2025: We require that all applicants be members.
Whether you're planning a family vacation, tackling home projects, or simply looking to make the most of the season, our Summer Loan can help you do it all—without the stress.
Enjoy the flexibility and convenience you need to make this summer unforgettable. With low rates and a quick application process, you’ll be on your way to funding your fun in no time!
Apply online or through Digital Banking & Mobile App.
*Annual Percentage Rate (APR) current as of 6/1/26. Offer available through 9/30/26. Rates are based on an evaluation of each applicant’s credit and may vary. Rates shown include a 0.25% discount for automatic payment and an additional 0.50% discount for having a qualifying Rewards Relationship. To qualify, members must have eStatements and either (a) direct deposit of at least $500 per month with an active Market USA checking account, or (b) at least $25,000 on deposit. Payments at 5.99% APR for 12 months are approximately $86.05 per $1,000 borrowed per month. Financing available for qualified Market USA members. Loans subject to credit approval. Terms and conditions may apply.
Market USA Federal Credit Union is a full-service financial institution with locations in Maryland and South Carolina as well as nationwide locations through the Shared Branch Network.