Teen Financial Literacy Program (Ages 13-17)

Financial Education for Teens: Build Money Skills Before Adulthood

Prepare your teen for real-world financial decisions with Market USA’s Youth Money Playbook, a hands-on financial literacy program for teens that combines interactive learning with real banking experience.

Designed for ages 13–17, this program helps teens learn how to budget, save, spend wisely, and understand credit basics while parents maintain visibility and support.

Why Financial Education Matters for Teens

Today’s teens face financial decisions earlier than ever, yet most don’t receive practical education on managing money.

Our teen financial literacy program helps:

• Build confidence managing money
• Avoid common financial mistakes
• Develop responsible habits before adulthood
• Understand the basics of checking accounts, saving, and how credit works

 

Youth Money Playbook Highlights

• Hands-on financial learning with real-world scenarios
• Build confidence managing money independently
• Parental oversight and support built in

 

What Your Teen Will Gain:

• Easy-to-follow learning modules that walk through real-life money topics
• Guidance on budgeting, saving, spending, and credit basics
• Interactive tools and calculators to help plan and make decisions
• Engaging videos, podcasts, and activities that make concepts easier to understand
• Quizzes and real-life scenarios to practice smart money choices

If your teen is already a Market USA member, they can create a Youth Money account to unlock these tools, resources, and features designed to support their financial journey.

Teen members can start learning right away with Youth Money Playbook.                                             

Sign Up Today! 

 

Teen Savings and Checking Accounts | Open an Account

If your teen isn’t already a member, they can join by opening a Membership Savings Account with just a $5 deposit. A parent or guardian age 18 or over must be a joint owner.

Once a member, your teen can:

• Open a Young Adult Checking Account with no minimum balance or monthly fees (includes a debit card)
• Access digital banking tools to manage and track spending
• Enroll in Youth Money Playbook

Apply Online Today

 

Additional Benefits for Teens

• Ten free ATM transactions per month¹ with a Young Adult Checking Account
• Access to 12-Month Accumulator Share Certificates with low $100 minimum opening deposit and the ability to make future deposits of $25 or moreMobile App with Mobile Check Deposit, Online Banking, card controls and more
• Access to 30,000+ surcharge-free ATMs and 5,000+ Shared Branches
• College scholarship opportunities
• Quarterly teen newsletter with helpful tips on saving, spending, investing and more

¹$1.00 fee after ten transactions per month. ATM surcharges may apply.

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Market USA Federal Credit Union is a full-service financial institution with locations in Maryland and South Carolina as well as nationwide locations through the Shared Branch Network.