Youth Money Playbook

An interactive program that teaches teens real-world money management skills

Before long, teens move into the adult world, where they'll need to manage expenses, set a budget, maintain a checking account and handle other money matters. The best preparation? Let them learn and practice skills while parents can still keep an eye on things.

At Market USA, our youth program combines practical experience with modern tools through our Youth Money Playbook, giving teens the opportunity to build confidence with everyday finances.

If your teen isn’t already a member, they can join by opening a Membership Savings Account with just a $5 deposit.

• Designed for young people ages 13-17 (a parent or guardian age 18 or over must be a joint owner)
• Option to open a Young Adult Checking Account with no minimum balance or monthly fees (includes Visa debit card) 
•  Mobile App with Mobile Check Deposit, Online Banking, card controls and more
• Access to 30,000+ surcharge-free ATMs and 5,000+ Shared Branches
• Ten free ATM transactions per month¹ with a Young Adult Checking Account
• Access to 12-Month Accumulator Share Certificates with low $100 minimum opening deposit and the ability to make future deposits of $25 or more
• College scholarship opportunities
• Educational website with informational articles, podcasts and fun activities
• Quarterly teen newsletter with helpful tips on saving, spending, investing and more

If you work at one of our Select Employer Groups (SEGs), have an immediate family member who is a Market USA FCU member, or make a $5 donation to the Market USA Cares Foundation at account opening,  you can apply online or visit a branch to get started.

Apply Online Today

Youth Money Playbook

The Youth Money Playbook is designed to help teens learn how money works in real life, not just in theory. Through interactive tools, guided learning, and everyday examples, teens can build the skills they need to make smart financial decisions now and in the future.

Youth Money Playbook Offers:

• Easy to follow learning modules that walk through real-life money topics
• Guidance on budgeting, saving, spending, and credit basics
• Interactive tools and calculators to help plan and make decisions
• Engaging videos, podcasts, and activities that make concepts easier to understand
• Quizzes and real-life scenarios to practice smart money choices

Create a Youth Money account to unlock additional tools, resources and features designed to support your financial journey.

Sign Up Today! 

¹$1.00 fee after ten transactions per month. ATM surcharges may apply.

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Market USA Federal Credit Union is a full-service financial institution with locations in Maryland and South Carolina as well as nationwide locations through the Shared Branch Network.