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Dollar Dog

Our pet project is to teach kids about important financial topics.

Learn More

Dollar DogIt's time to meet our CFO - Chief Fun Officer

Dollar Dog mascot isn't a shepherd, a terrier or a poodle. Instead, this cash-conscious crusader is a breed apart, with superpowers that include teaching young people about smart money management, the joys of saving, and the value of, well, a dollar.

Opening a Membership Savings account for your child establishes their membership with Market USA Federal Credit Union. Children ages 12 and under are automatically enrolled in the Dollar Dog Club, giving them access to fun, educational tools and experiences designed just for kids.

Members of the Dollar Dog Club get birthday cash, access to special online activities, and a solid head start to becoming financially responsible adults.

  • Low minimum opening deposit of $5
  • Children age 12 and under are eligible to join (a parent or guardian age 18 or over must be a joint owner)
  • A special yearly birthday card from Dollar Dog
  • $1 deposit into your child's savings account at the beginning of their birthday month
  • Custom online content teaches kids about saving, budgeting and other financial concepts

Learn and Play with Dollar Dog

Dollar Dog makes learning about money fun and easy. Members can explore interactive online activities, games, and kid-friendly lessons that help bring financial concepts to life.

Visit the Dollar Dog Clubhouse to:

  • Discover fun activities and educational content
  • Learn simple saving and budgeting skills
  • Explore smart money habits in an engaging way

Downloadbale Activity Workheets

Dollar Dog Cooking Activity
Dollar Dog Library Activity
Dollar Dog Park Activity
Dollar Dog School Activity
Dollar Dog Space Activity
Enlarged Dollar Dog activity

 


Educational Value

The Dollar Dog Club helps children build a strong financial foundation early by introducing:

  • The difference between saving and spending
  • How to set and reach savings goals
  • Basic budgeting skills
  • The value of making smart money choices

Downloadbale Education Worksheets

 


More Than Just a Savings Account

The Dollar Dog Club is designed to grow with your child. In addition to earning dividends, members benefit from:  

  • Fun and engaging financial education
  • Hands-on experience with saving money
  • A positive introduction to banking and money management
  • Access to the “Making Cents” Dollar Dog podcast, where kids learn smart money habits through fun, easy-to-follow episodes

Keep the Fun Going All Year

Dollar Dog members can look forward to even more ways to stay engaged, including:

  • Seasonal activities and educational content
  • New online games and interactive features
  • Ongoing opportunities to build smart saving habits

Features & Benefits


Membership Savings Rates
Balance APY
$25,000 0.07%
$5,000 0.06%
$2,000 0.05%
$0.01 0.05%

Rates effective as of 6/14/2026. Dividends are compounded and credited monthly.

$5.00 minimum deposit is required to open and maintain membership.

Rate Disclosures


Market USA Federal Credit Union is a full-service financial institution with locations in Maryland and South Carolina as well as nationwide locations through the Shared Branch Network.