Your credit score plays a major role in your financial life—it can impact your ability to get a loan, rent an apartment, or even land a job. The good news? Improving your score doesn’t have to be a mystery or a chore. At Market USA, we make it easy to take control of your credit with powerful, free tools built right into our digital banking platform.
Here’s how you can use them to boost your credit score—starting today.
1. Get Your Daily Credit Score for Free
One of the first steps in improving your credit is knowing where you stand. Through Market USA’s digital banking platform, you can access your daily credit score for free, with no impact on your credit.
Knowing your score helps you:
- Track progress over time
- Understand what affects your score
- Set realistic credit goals
2. Monitor Your Full Credit Report Anytime
With our built-in SavvyMoney® tool, you don’t just get your score - you also get access to your full credit report. That means you can see:
- All open accounts and balances
- Payment history
- Inquiries
- Any errors or suspicious activity
Monitoring your credit report regularly is one of the best ways to catch fraud early and spot any mistakes that may be hurting your score.
3. Use Personalized Tips to Improve Your Score
Want to raise your score but not sure how? We’ve got you covered.
Our digital tools provide customized tips based on your credit profile, such as:
- Paying down high credit card balances
- Avoiding new credit inquiries
- Keeping older accounts open
- Making all payments on time
These small changes can have a big impact over time — and we’ll show you exactly where to start.
4. Set Up Alerts to Stay on Track
Stay ahead of surprises with credit score and activity alerts. You’ll get notified if:
- Your score changes significantly
- A new account is opened in your name
- A credit inquiry appears
- Your balances change dramatically
These alerts help you respond quickly and keep your credit on the right path.
5. Track Your Financial Health Over Time
Your credit score is just one piece of your financial puzzle. Our platform also provides a Financial Health Score — a comprehensive view of your overall financial well-being, including spending habits, savings, debt, and more.
By seeing the big picture, you can make smarter financial decisions that support long-term credit growth.
You Don’t Need to Pay for Credit Tools - You Just Need to Log In
Many third-party credit tools charge a monthly fee — but with Market USA FCU, these features are 100% free for members through online banking and our mobile app. There’s no catch — just real tools that work, right at your fingertips.
Take Control of Your Credit Today
Your credit score isn’t set in stone. With the right tools and a little guidance, you can build stronger credit and a brighter financial future.
Ready to get started?
Log in to digital banking and select Show My Score in Online Banking or Get Your Free Credit Score in the Mobile App.
Not a member yet?
Join now and start taking advantage of credit-building tools and expert support, all in one.
Join Now