Give your teen a head start on handling real-world finances
They sure grow up fast. Before long, teens move into the adult world, where they'll need to manage expenses, set a budget, use a credit card and handle other money matters. The best preparation? Let them learn about - and practice - these skills while parents can still keep an eye on things. At Market USA, our Elements of Money program combines practical experience with a teen-oriented website.
Once you become a member, you can enjoy all the benefits of membership
$5 minimum balance requirement
The more you save, the more you earn
Rates effective as of 8/19/2025. Dividends are compounded and credited monthly.
$5.00 minimum deposit is required to open and maintain membership.
Rate Disclosures
1$1.00 fee after eight transactions per month. ATM surcharges may apply.
Market USA Federal Credit Union is a full-service financial institution with locations in Maryland and South Carolina as well as nationwide locations through the Shared Branch Network.
Low opening deposit and a 12-month term.
Easily transfer funds through Online Banking or our Mobile App.
Save time with easy and convenient options.
Take a step towards financial independence.