How to Make Deposits

Due to the Postal Service delays, it could take longer for us to receive your deposits. To avoid delays, please use one of our convenient ways to make a deposit. Additionally, it may take longer for you to receive mail from us, such as your debit card or other items.

  • Deposit Options:
  • Shared Branch Network - Not near a Market USA branch? Simply visit a credit union in the Shared Branch Network* (over 5,000 nationwide!) to make deposits, request withdrawals, transfer funds and more. Find a Shared Branch near you.
  • Surcharge-Free ATMs - Deposit cash and/or checks at a CO-OP Network ATM. To find a deposit-taking ATM, use the Advanced Search feature and check "Take Deposits" under ATM.
  • Mobile Check Deposit - With a Market USA checking account, you can deposit checks at your convenience by signing into the Mobile Banking app and choosing Mobile Check Deposit (must be enrolled in Online Banking).
  • Transfers from Other Financial Institutions - Using our mobile App or Online Banking, easily transfer funds from another financial institution to Market USA. Select Transfers & Send Money and then External Transfers to set up an account you have elsewhere.
    Transfers are limited to $5,000 per day and $15,000 per month. There will be a 3-day hold on Incoming funds transferred from other financial institutions.