Transfers

Wire Transfers

Wire transfers are a secure and convenient way to send and receive money via your Market USA savings, checking or money market account. To request a wire transfer, you must fill out the Wire Transfer Request Form and fax it to 866-262-1773 or drop it off at a branch.

Outgoing wire transfers submitted by 2:30 p.m. on a business day will be processed the same day. Requests received after 2:30 p.m. will be sent the following business day.

For wires coming into your Market USA account, you will need to provide the following:

Receiving Bank
Market USA FCU
8871 Gorman Rd, #100
Laurel, MD 20723
ABA Routing Number: 255077493
Beneficiary
  • Member Name
  • Member Number for wires into your savings account or checking number on bottom of checks to go into your checking account
  • Member Address
Special Instructions Any special instructions you have if applicable

Fees for outgoing wire transfers are $15 domestic and $35 International.

Popmoney

Quickly send money to anyone, anywhere, using our Popmoney feature in Bill Pay (a Market USA checking account is required)! All you need is an email or mobile phone number to get started.

Simply log into Online Banking or the Mobile App and:
  1. Click Bill Pay on the menu bar (you will need to enroll if haven't already)
  2. If you don't currently have any bills set up, click "What else can I do?"
  3. Click the Popmoney tab
  4. Enter the name, email or mobile phone number, amount, and any personal message
  5. Popmoney will send a notification to the recipient via email or mobile phone. This notification will include instructions on how to retrieve the payment.

We will soon be offering transfers to and from other institutions within our standard transfers menu. More details coming soon!

Incoming International Wire Transfers

There are two ways you can receive international wire transfers:

Option 1: Send the request through a large US bank with a global network. You will need to provide Market USA's routing number (255077493) and your account information. The bank can use its' own U.S. bank intermediary to transfer funds from international to their U.S. counterpart.

Option 2: Incoming international wires requiring a SWIFT address, can be received through our partner institution, Vizo Financial, and The Bank of New York Mellon. The funds should be sent in US dollars only. Please provide the following information to the originating institution.

Swift Code Field Tag Required Information
57A Beneficiary Bank Name The Bank of New York Mellon
SWIFT Address IRVTUS3N
ABA Number 021000018
Beneficiary Bank Address 240 Greenwich Street, New York, NY 10286
59 Beneficiary Account Name Western Union Business Solutions
Beneficiary Account Number 8901309192
70 Reference Vizo Financial, Market USA FCU, Your Name, Member Number, and Account Type (S1, S5, S7)