Learning to manage a checking account paves the way for other good financial habits. Members under the age of eighteen may open a minor checking account with their parent or guardian as a joint owner. The parent/guardian that serves as the joint owner is responsible for guaranteeing the account; we encourage you to review our account agreement for details.
Any of our Checking Accounts may be opened by a member under age eighteen and their parent or guardian. Remember, all of our checking accounts are free with no minimum balance requirements or monthly maintenance fees or per check charges. Along with the minor checking account, minors may also get a Visa Check Card in their name with the parent or guardian agreeing to be responsible for the use of the card. Members under the age of eighteen are not eligible for Privilege Pay, our courtesy pay service.
We suggest that the minor and his/her parent or guardian view the Guidewell Financial Solutions e-Learning Courses together.