Before you visit a dealer, contact Market USA for an Express Check. If you qualify, Market USA will give you a check up to your pre-approval amount1. When you visit a dealer with a check in-hand, you'll be in a better position to negotiate!
Make no payments for 2 months2 when you finance your vehicle with us or move your existing loan from another lender.
With a Market USA motorcycle loan, you have the option to Skip-A-Payment4 twice a year. Simply log into Online Banking, select Skip a Pay from the menu, and follow the prompts. You can also download the Skip-A-Pay form at marketusafcu.com (under Services, Select a Form) and either fax it to 866-262-1773 or mail to: Market USA FCU, 8871 Gorman Rd, Suite 100, Laurel, MD 20723. Requests must be made at least 5 days prior to the due date in order for automatic payments to be stopped. Automatic payments will resume the following month.
If you already have a Market USA auto loan and are looking to save on your monthly expenses, you may be eligible to use our FlexPay5 program! With a few easy clicks, you can extend the term and lower your monthly payments - the entire process is completed securely online. There is no cost to use this service. To get started, simply sign into Online Banking or the Mobile App, select FlexPay from the menu, and follow the prompts. Your current loan information will already be pre-filled on the FlexPay screen. You can adjust the dial until you find the term and monthly payment that fits your budget. Once you select the Extend Term button, e-sign and submit your loan documents, and you're done! Visit our FAQs for more details.
Have the title to your car and need cash now? You can borrow the NADA loan value of your car. Don't have your car completely paid off but have equity built up? You can also use that equity to gain some cash now.
We can offer you peace of mind with Debt Protection, Mechanical Repair Coverage (MRC) and Guaranteed Asset Protection (GAP) Plus on your vehicle, typically at lower costs than what you will find at the dealership.
Our low rates mean low monthly payments for you -- and less interest paid over the life of the loan!6
| Motorcycle Loan Rates | ||
| Loan Term | APR as low as | |
| New Motorcycle | Used Motorcycle | |
| 36 Months | 7.24%1 | 7.24%1 |
| 48 Months | 7.99%1 | 7.99%1 |
| 60 Months | 8.49%1 | 8.49%1 |
| 72 Months | 8.74%1 | 8.74%1 |
| 84 Months | 9.49%1 | 9.49%1 |
| 1 Rates shown include a .25% discount for automatic payment and an additional 0.50% for having a qualifying Reward Rate Relationship. Rates for vehicles 7 years and older are 3.00% above the stated rate. Your actual rate may vary depending on credit and discounts taken. Rates are also applicable to Cash Out Motorcycle (Title) Loans. | ||
| Rate Disclosures View All Rates | ||
Our loan rate pricing shows the lowest rates available, which include:
All rates are subject to change, credit certification and approval. The stated rates are the lowest available and your rate may be higher.
Discounts do not apply to Credit Cards, Certificate & Share Secured Loans, Lines of Credit, Fresh Start, Home Equity Loans/ Lines of Credit and First Mortgages, and Loans Initiated Through a Third Party.
To qualify for the Rewards Rate, you must have e-statements AND one of the following
