Mortgage Loan Apply Now

Whether you are a first time home buyer, purchasing your next home, or refinancing an existing mortgage, we offer a variety of programs for your specific needs.

Our Mortgage Department is available to answer all your questions and help you through every step of the mortgage process. We offer low lender fees, competitive rates and a wide selection of products, including:

  • Fixed Rate Loans - 10, 15, 20, or 30 years
  • Adjustable Rate Loans - 3, 5, 7, or 10 years
  • FHA Loans - This loan requires a lower down payment than traditional loans, making it easier to purchase your first home. Available in MD, DC and VA for first time home buyers.
  • VA Loans- Loans specifically for members who have served in the military.
  • HarmonyLoan™ - Allows you to lower the interest rate on your mortgage without the hassle and costs of refinancing.
  • Reverse Mortgages -A unique mortgage that allows homeowners age 62 years and older to convert part of the equity in their home into monthly income or cash, without having to sell their home. Available in MD, DC and VA.

HomeAdvantage™ - The Only Resource You Need to Buy or Sell Your Home HomeAdvantage™, powered by CU Realty Services, is an easy-to-use program that can help you connect to the information and expertise you'll need to help make finding and purchasing your next home a dream come true. This program is free and can help you search for a home, find an agent, earn a rebate (the average is over $1,500), get listing alerts, research neighborhoods, schools, crime rates and more! Register today - it's quick and easy!

A Better Way to Buy a Home

Are you thinking of buying a home, but don't know if you're ready for this big step? In our three-part video series, you'll learn all about the home buying process so you can make an informed decision.

  • In part 1, learn if homeownership is right for you, how to determine how much you can afford, and how to find the right mortgage loan.
  • In part 2, learn how to decide on the kind of home to buy, shopping for that home and making an offer.
  • In part 3, learn about getting a home inspection, applying for a mortgage loan, purchasing homeowner's insurance and preparing for your closing.

Wide selection of products

Competitive rates

Low lender fees