Great news! Members under the age of 25 with a Market USA checking account are eligible for eight free ATM transactions at CO-OP, Alliance One, PLUS®, and Star® networks! The fee after eight is $1.00 per transaction; however, keep in mind that ATM surcharges may also apply. To avoid the surcharge, you can visit any ATM in the CO-OP network. Find an ATM near you.
Once you turn 25, you can continue to receive this benefit with a monthly direct deposit of at least $500.
Questions? Contact our Member Service Center at 301-586-3400 or through our Secure Contact Form.
* Membership must be established for at least 90 days; checking account must be open for at least 30 days; account must be in good standing; primary account holder must be at least 13 years of age. Additional restrictions apply. Visit our Mobile Deposit Terms & Conditions for details.
This is your chance to pay for some of your summer fun with just a photo. Enter the Elements of Money's Instagram contest for your chance to win $250! This year's theme is "Staying Cool." We want to see how you're staying cool this summer. A candid shot, you can stage it, use your family as props, even edit it in photoshop... As long as you created the photo, we want to see it! Water balloon fights, surfing, ice cream cones, pool parties.... Whatever you're doing to cool off in the heat. Just take a photo and post it to Instagram for your chance to win $250.
Pro tip: include a caption explaining how you're staying cool.
The contest runs from July 5 to August 31, 2021. Elements of Money will then select the grand-prize winner. Important detail > you must be at least 13 to submit a photo. Teen members are strongly encouraged to enter.
Be ready for whatever summer brings! Whether you're planning a beach getaway, financing a special purchase or just need some extra cash, we can provide the funds you need at a great low rate.
Getting onboard is easy! Apply online or call 301-586-3400.
* Annual Percentage Rate current as of 6/1/21. Offer available until 9/30/21. Rates are based on an evaluation of each applicant's credit. Your actual rate may vary. Rate includes a 0.25% discount for automatic payment, and an additional 0.50% discount for having a qualifying Rewards Relationship. To qualify for a Rewards Rate, you must have e-Statements and one of the following: (a) direct deposit of at least $500 per month and an active Market USA checking account, or (b) at least $25,000 on deposit. Payments at 4.99% APR for 12 months are approximately $85.82 per $1,000 per month. Financing for qualified Market USA members.
As a Market USA member, you can protect what matters most for much less. Members get a free home security camera plus 2 free months of 24/7 professional monitoring ($150 value) with the purchase of a new SimpliSafe security system.
SimpliSafe offers reliable whole home protection, with 24/7 professional monitoring and police dispatch that's up to 3.5x faster, all at fair prices and no contract. Ever. SimpliSafe got rid of all the hassles of home security.
SimpliSafe was named CNET Editors' Choice and "the best home security system" by Wirecutter. Over 3 million people already rely on SimpliSafe. Now's a great chance to join them. Visit lovemycreditunion.org to get your member discount and start saving today!
For added security in Online Banking, enroll in One-Time PIN Authentication (not available for Mobile Banking). Every time you sign into Online Banking, you'll receive an email with a PIN which you will need to log in.
Market USA has earned designation as a Great Place to Work-Certified™ company for the second consecutive year. Certification is achieved through an in-depth survey and independent analysis of employee feedback. Great Place to Work® is the global authority on workplace culture, employee experience and the leadership behaviors proven to deliver market-leading revenue and increased innovation.
"We are honored to be certified as a Great Place to Work for the 2nd straight year," says Laura Hassan, President & CEO. "We continue to make employee experience a priority every day and it means a lot that they have reported a consistently positive experience with their co-workers, leaders and jobs, especially in these unprecedented and challenging times."
The survey revealed that 86% of employees believe Market USA is a great place to work, compared to 59% at a typical company. Additional areas with high scores include management delivers on its promises (92%), employees are given the resources and equipment to do their jobs (95%), the facilities contribute to a good working environment (95%), and when people change jobs or work units they are made to feel right at home (97%).
"We congratulate Market USA Federal Credit Union on their Certification," said Sarah Lewis-Kulin, Vice President of Best Workplace List Research at Great Place to Work. "Organizations that earn their employees' trust create great workplace cultures that deliver outstanding business results."
Great Place to Work® is the global authority on workplace culture. Since 1992, they have surveyed more than 100 million employees around the world and used those deep insights to define what makes a great workplace: trust. Great Place to Work helps organizations quantify their culture and produce better business results by creating a high-trust work experience for all employees. Emprising®, their culture management platform, empowers leaders with the surveys, real-time reporting, and insights they need to make data-driven people decisions. Their unparalleled benchmark data is used to recognize Great Place to Work-Certified™ companies and the Best Workplaces™ in the US and more than 60 countries, including the 100 Best Companies to Work For® and World's Best list published annually in Fortune. Everything they do is driven by the mission to build a better world by helping every organization become a Great Place to Work For All™.
Buying your first home is an important milestone in your life. Here at Market USA, we understand that finding the right financing plan is as important as finding a home that fits your lifestyle.
To help you get started on solid footing, Market USA can help first-time homebuyers access up to $7,500 to assist with the down payment and closing costs incurred when purchasing a home. Funding is available to qualified first-time homebuyers.
Market USA prides itself on providing accessible and feasible financial resources and mortgage products to first-time homebuyers. Please contact a mortgage consultant at 571-328-5036 to determine if you are eligible for First-time Homebuyer funding and to begin your application process.
* Eligibility requirements apply. Please contact our Mortgage Department for more information.
Car maintenance doesn't have to break you. With CarAdvise you're back in control of your car's maintenance needs.
CarAdvise is the nation's largest online marketplace for vehicle maintenance and repair. CarAdvise puts you back in control of your car care needs. Plus, as a Market USA member you will never pay retail again, and save an additional $10 off your first booked service!
With just a few clicks, you can avoid the usual hassle at the shop by scheduling, approving and paying for services all from your phone! Not sure what you need, or if the price is too high? No problem - just talk to one of their licensed mechanics they'll make sure you don't agree to unnecessary work or pay too much.
The best part is that it's FREE to sign up and you never pay retail price at the shop! To join the car care revolution, visit lovemycreditunion.org and start saving on car maintenance.
Looking to get outdoors? You can get special access to member savings on motorcycles, RVs, ATVs, UTVs, jet skis, snowmobiles and golf carts with the Love My Credit Union Rewards Powersports & RV Buying Program. PLUS, you can get up to 20% off parts, service, gear, accessories and more.
The best part is that it's FREE to sign up and you never pay retail price at the shop! Visit lovemycreditunion.org to get member savings on your next outdoor vehicle.
Once you become a member of Market USA, you remain a member for life - even if you change jobs, move or retire. Here are just a few ways your credit union can support you throughout your financial journey:
Market USA mourns the tragic and unnecessary death of George Floyd, as well as others, who have lost their lives due to racial violence. It's encouraging to see the peaceful demonstrations of intolerance of continued racism. As inequality continues to be a major issue in our society, I am hopeful that finally enough people are behind a positive change, so that we will see improvement and ultimately equality for all.
Market USA is committed to an environment for our members, staff, volunteer Board of Directors, and volunteer Supervisory Committee that demonstrates inclusion and diversity. The credit union movement's philosophy has always been "people helping people". As a member-owned, not-for-profit financial cooperative, we are committed to serving our members equally and respectfully.
We stand in solidarity against injustice, racism, and discrimination.
Whether you're looking to buy or sell a home, Market USA has got you covered! HomeAdvantage® is our free real estate program that allows you to:
Whether a first-time or experienced homebuyer, HomeAdvantage will simplify the entire process and save you time and money! We also offer a variety of mortgage options including fixed rate, adjustable rate, FHA loans and more. Our online Loan Consultant can help you choose a loan that's right for you.
Visit HomeAdvantage to get started today!
* Cash Rewards are awarded through the HomeAdvantage program to buyers and sellers who select and use a real estate agent in the HomeAdvantage network. Home buyers or sellers are not eligible for Cash Rewards if they use an agent outside this network. Cash Rewards amounts are dependent on the commissions paid to the HomeAdvantage network agent. Obtaining a mortgage or use of any specific lending institution is not a requirement to earn Cash Rewards. If you are obtaining a mortgage, your lender may have specific rules on how Cash Rewards can be paid out. Cash Rewards are available in most states; however, are void where prohibited by law or by the lender. Please consult with your lender for details that may affect you.
Our Fresh Start Loan can help you rebuild or establish credit by borrowing $500 for six months with no credit check required.online application, or visit one of our branch locations nearest you to get started.Fresh Start Loan applications are only available online or in the branch. Although applications are no longer available over the phone, applying online is quick and easy! Take advantage of our convenient
*Borrow $500 at 18% APR (Annual Percentage Rate) for 6 months. APR effective 5/1/19. A minimum of (6) six months of verified income is required and must be within the last (30) thirty days prior to the loan request (excluding seasonal income). Applicants who are retired or receiving Social Security and/or pension benefits are eligible without (6) months of income verification. You must have direct deposit of net pay (minimum of $500 per month) into your Market USA account for 3 consecutive months. A $30.00 non-refundable fee is due at time of application.
Exciting news! You can now text Member Services at 301-586-3400 or Payment Solutions at 301-586-3401 for assistance. We will respond as soon as possible during normal business hours. For your security, do not send sensitive information through text, such as your account number or social security number. Instead you can use the Secure Message option in our new mobile app. Please note we will never ask for your account information through text. Message and data rates may apply.
If you have a Market USA auto or personal loan, and are looking to save on your monthly expenses, you may be eligible to use our new FlexPay program! With a few easy clicks, you can extend the term and lower your monthly payments - the entire process is completed securely online. To get started, simply sign into Online Banking or Mobile Banking through our website (not the mobile app), and select FlexPay next to your loan. Your current loan information will already be pre-filled on the FlexPay screen. You can adjust the dial until you find the term and monthly payment that fits your needs. Once you select the Extend Term button, e-sign and submit your loan documents, and you're done! Visit our FAQs for more details.