The Market Center

Limited Time Only Auto Loan Special

Take advantage of rates as low as 1.49% 3 plus receive a $100 cash bonus2 and make no payment for 60 days1 when you finance your new vehicle with us or move your loan from another lender. We also offer extended warranties at much lower costs than what you will typically find at the dealer.

Have the title to your car and need cash now? You can borrow the NADA loan value with our Cash Out Auto Loan. Don't have the car completely paid off but have equity built up? You can use that equity to gain some cash now.

Apply online today! or call 800-914-4268. This offer won't last so don't miss out!

1Interest begins accruing upon disbursement of the loan. Loans and deferred payments are subject to credit approval. Current Market USA loans are not eligible for this promotion. Offer available for a limited time only and subject to change without notice. Certain restrictions apply. Ask us for details.
2Offer is for a limited time only. You must mention the promotional code: AL100 to receive the $100 cash incentive with this offer. Loan amount must be $10,000 with a term of at least 36 months. Auto loans currently financed through Market USA cannot be refinanced with this offer. Financing for qualified Market USA members.
3Annual Percentage Rate current as of 11/1/14 and subject to change without notice. Rates are based on an evaluation of each applicant's credit. Your actual rate may vary. Rate includes a .25% discount for automatic payment and .10% discount for e-Statements. Payments at 1.49% APR for 36 months are approximately $28.45 per $1,000 per month.


Switch and Save with our Visa Platinum Card

Don't spend your hard earned money on fees and higher interest rates. Our Visa Platinum cards offer NO balance transfer fees, NO cash advance fees and NO Annual Fees. Plus, we offer great low rates - that's the credit union difference!

  • Low 3.90%% APR*introductory rate for 6 months
  • Rates as low as 9.25% APR* after six-month introductory period
  • Credit line up to $20,000
  • Save big by transferring higher-rate balances to your
    Market USA Visa
  • Choose between Visa Platinum and Visa Platinum with Rewards. Redeem your points for hotel stays, vacations, merchandise, air travel and more!

Apply online, call 800-914-4268 or stop by any branch. Don't forget to move higher-rate balances to your new Market USA Visa Platinum card!

*Annual Percentage Rates (APR) effective 11/1/14 and subject to change. 3.90% introductory APR valid for six months from initial card issuance. Thereafter, the variable rate will be between 9.25% - 18%. The APR is calculated as Prime + a margin between 6.00% - 15.00%. Prime is currently 3.25%. Actual rate may vary and is based on an evaluation of applicant's credit.


Put Extra Jingle in Your Wallet this Season with Skip-A-Pay

If you have an auto or signature loan, enjoy extra money for the holidays with Skip-A-Pay!1 Simply log into Internet Banking and click the "Skip-A-Pay" tab beside the loan you want to skip. You can also download the Skip-A-Pay form and either fax it to 301-586-3415 or mail to:
Market USA FCU, 8871 Gorman Rd, Suite 100, Laurel, MD 20723.

1A minimal processing fee per loan will be charged to your saving or checking account based on your monthly payment. Excludes Mortgage, Home Equity and Credit Card balances. Interest will continue to accrue on unpaid loan balance. To qualify for extension, loan must be open for at least 90 days and in good standing. Certain restrictions apply. Call for details.


Need More Dough? We're Serving Up a Great Holiday Loan!

Don't let all the expenses eat up your holiday fun! A low-cost Holiday Loan can sweeten the season.

  • Rates as low as 7.99% APR1
  • 12-month term
  • Borrow up to $3,000

Apply online, at any branch, or call 301-586-3400 or 800-914-4268.

1Annual percentage rate current as of 10/1/14. Offer available until 2/28/15. Rates are based on an evaluation of each applicant's credit. Your actual rate may vary. Rate includes a .25% discount for automatic payment and .10% discount for e-Statements. Payments at 7.99% APR for 12 months are approximately $87.35 per $1,000 per month. Financing for qualified Market USA Federal Credit Union members.


e-Statement and e-Alerts Upgrade

On October 13th Market USA upgraded our e-Statement and e-Alerts software. You will see a new, more user friendly, interface when you login. During this upgrade we automatically enrolled members in a group of valuable e-Alerts.

Members were enrolled in these Alerts:

  • Automatic withdrawals (ACH debits)
  • Non-sufficient Funds (NSF) activity
  • Payroll/ACH credits
  • Privilege Pay usage
  • ATM/debit card transactions above $500
  • Certificate maturing
  • Cleared checks
  • Savings withdrawals (overdraft, Internet, phone, or similar transfers)

Mobile Banking & Check Deposit

If you have a Market USA checking account1, you can make deposits without visiting a branch or sending checks through the mail. It's convenient, easy and secure. Mobile Check Deposit is available through our Mobile Banking app (must be enrolled in Internet Banking).

How to Use Mobile Check Deposit

  1. Sign into Mobile Banking
  2. Choose the Mobile Check Deposit button
  3. Accept the Terms and Conditions
  4. Select Make a Deposit
  5. Enter check amount
  6. Select account to deposit check
  7. Endorse your check
  8. Write "For e-Deposit only at Market USA" under your signature
  9. Take a picture of the front and back of your check
  10. Submit

You will receive an email once your account has been credited. If you have questions, please email our Member Service Center or
call 301-586-3400 or 800-914-4268.

Download our Mobile Banking apps today!

Android app on Google Play

1Membership must be established for at least 90 days; checking account must be opened for at least 30 days; account must be in good standing; primary account holder must be at least 13 years of age. Additional restrictions apply. See Mobile Deposit Terms & Conditions for details.


Need a New Car?
We Give You Three Great Ways To Save

If you're shopping for a new car, truck, SUV or crossover, you couldn't have picked a better time. Through our partnership with Invest in America, we can help you save money on your new vehicle.

First, General Motors is offering credit union members preferred pricing on most new GM vehicles. This is in addition to the most current incentives and special offers! Depending on the vehicle, you could save hundreds, even thousands of dollars on your next new Chevrolet, Buick, or GMC vehicle purchase just for being a credit union member. Visit LoveMyCreditUnion.org to see how much you can save and request your GM Authorization Number.

Secondly, you can save big with great low rates when you finance your new vehicle with us. Plus, receive a $100 cash bonus!1

Third, you'll also save on fuel costs with GM's high-fuel efficiency vehicles. GM offers high-fuel efficient products in most high-volume vehicle segments, and more are coming to the market each year.

Get your loan pre-approved and apply online today!

All fuel economy ratings below are EPA Estimates. The new Chevrolet Cruze Eco, with its 42 mpg EPA highway estimate, offers the best highway fuel economy of any gasoline engine (non-hybrid) car in America. The Chevy Equinox and GMC Terrain crossovers offer space for the family and a 32 mpg highway estimate. Chevrolet Malibu has EPA mileage estimates of 22 mpg city, 33 mpg highway, and can travel nearly 500 highway miles on a tank of fuel. Chevy Silverado and GMC Sierra offer the best highway fuel economy estimates of any V8 pickups (22 mpg), and offer hybrid models for the ultimate in full-size truck fuel efficiency (20 mpg city, 23 mpg highway).

1Offer is for a limited time only. You must mention the promotional code NM100 to receive the $100 cash incentive with this offer. Loan amount must be $10,000 with a term of at least 36 months. Deposit of $100.00 will be made into the primary member's savings account within 30 days after the loan is closed. Auto loans currently financed through Market USA cannot be refinanced with this offer.


Mobile Banking Now Available

We are excited to offer you the convenience of mobile banking! Our mobile app makes it easy to:

  • Review account balances
  • Access recent transactions
  • Check Privilege Pay status
  • View direct deposits
  • Transfer funds
  • Withdraw checks
  • Initiate stop payments

In addition to managing your accounts, you can also look up current rates, apply for a loan, and locate a shared branch or surcharge-free ATM near you. Our free app is available in both the Apple and Android app stores. Be sure to let us know what you think!

Android app on Google Play

Mobile Check Deposit FAQ's


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