Our 15/15 Mortgage gives you benefits of both a fixed rate and adjustable rate loan. The interest rate is fixed for the first 15 years, and adjusts only once during the life of the loan. Enjoy the lower initial payments that an adjustable rate loan provides, without the risk of multiple rate changes. Apply for a pre-qualification to lock your interest rate for 90 days while you shop for a home.
We also offer fixed, adjustable, FHA loans, reverse mortgages and more. Visit our Mortgage page for more details or contact a Mortgage Consultant at 571-325-5036.
Buying a home is one of the most important financial decisions you'll make. We make it easier with HomeAdvantage™ Powered by CU Realty Services, this easy-to-use program can help you connect to the information and expertise you'll need to help make finding and purchasing your next home a dream come true. This program is absolutely free and can help you search for a home, find an agent, earn a rebate (the average is over $1,500), get listing alerts, research neighborhoods, schools, crime rates and more! Register today - it's quick and easy!
We are launching a new way to use Market USA's Mobile Banking without requiring the Mobile Banking app. Starting March 10th, you will be able to access mobile banking through your web browser. When you visit our website on a mobile device, you will see an option to login directly from our homepage. Mobile Check Deposit will still only be available through the app.
During the next few months, where possible, we will continue to add all of the functionality available in Internet Banking to Mobile Banking. Unfortunately, not all features are designed for mobile devices, however, we will include them anyway to give you the choice of using it on a mobile device.
The addition of the Mobile Web Banking login on our homepage will include additional minor changes to our website layout. Planned changes are intended to enhance the appearance and functionality of our website.
We are changing our hours to better serve you at the Laurel Branch, located at 8871 Gorman Rd, Suite 100, Laurel, MD 20723.
Landover branch hours will also change. New hours will be be 9:00 am - 4:00 pm Monday through Friday. This branch is located at 8200 Professional Place, Suite 105, Landover, MD 20785.
Shopping for a vehicle is easy and convenient with our Auto Express Check! Before visiting the dealer, be sure to contact us to apply for your low rate auto loan. If you qualify, we will give you an Express Check that you can use to purchase your vehicle up to your pre-approved amount. This saves you time at the dealer, plus you'll be in a better position to negotiate! Your rate is guaranteed for 30 days and no interest accrues until you use the check.
Apply online, at any branch, or call 800-914-4268.
The Elements of Money™ program has replaced Claim Your Youth for members ages 13 to 17. Our new program offers a more interactive website, additional resources, and quarterly social media contests for a chance to win prizes. Teens can join "Elements" simply by opening a credit union savings account with a $5 minimum opening deposit. As a member, they'll learn to navigate through the world of personal finance, as well as learn valuable lessons in saving money. Our new program offers:
We encourage you to help your teen take the first step toward financial independence by establishing membership. Download our membership application, call 800-914-4268, or stop by a branch to open an account.
We are excited to welcome Carolina Consumer Council (CCC) to our field of membership! Members of the CCC can now join Market USA and take advantage of all the benefits we offer, including a high yield checking account, low rate auto loans, and Fresh Start Loans to help rebuild credit, and much more.
CCC is a non-profit, consumer education organization representing consumers in both North and South Carolina. Its parent organization, American Consumer Council, has over 165,000 members nationwide. The mission of the Carolina Consumer Council is to educate consumers on the purchase and use of safe, reliable products and services. CCC also serves as consumer advocates to champion consumer rights, offers financial literacy workshops and promotes environmental protection. For more information, please visit CarolinaConsumerCouncil.org.
If you live in North or South Carolina, you are eligible to join our credit union through the Carolina Consumer Council. When opening your Market USA account, simply enter CCC in the "Company Name" field on the membership application and send it with a minimum of $5 (to open your savings account) and a copy of a photo ID to: Market USA, 8871 Gorman Rd, Suite 100, Laurel, MD 20723. You can also call us at 800-914-4268 or stop by our branch located at 201 Bi-Lo Blvd, Greenville, SC 29607.
Our President's ARM offers a low 3% down paymentmortgage page for details.and a variety of terms to choose from. Additional mortgage programs are also available including FHA, VA, reverse mortgages and more. Contact a mortgage consultant at 571-328-5036 or visit our
Buying a home is one of the most important financial decisions you'll make. We make it easier with HomeAdvantage. Powered by CU Realty Services, this easy-to-use program can help you connect to the information and expertise you'll need to help make finding and purchasing your next home a dream come true. This program is absolutely free and can help you search for a home, find an agent, earn a rebate (the average is over $1,500!), get listing alerts, research neighborhoods, schools, crime rates and more!
Don't spend your hard earned money on fees and higher interest rates. Our Visa Platinum cards offer NO balance transfer fees, NO cash advance fees and NO Annual Fees. Plus, we offer great low rates - that's the credit union difference!
Apply online, call 800-914-4268 or stop by any branch. Don't forget to move higher-rate balances to your new Market USA Visa Platinum card!