Market Center

Introducing our New 15/15 Mortgage

Our 15/15 Mortgage gives you benefits of both a fixed rate and adjustable rate loan. The interest rate is fixed for the first 15 years, and adjusts only once during the life of the loan. Enjoy the lower initial payments that an adjustable rate loan provides, without the risk of multiple rate changes. Apply for a pre-qualification to lock your interest rate for 60 days while you shop for a home.

We also offer fixed, adjustable, FHA loans, reverse mortgages and more. Visit our Mortgage page for more details or contact a Mortgage Consultant at 571-325-5036.

HomeAdvantage™ - The Only Resource You Need to Buy or Sell Your Home

Buying a home is one of the most important financial decisions you'll make. We make it easier with HomeAdvantage™ Powered by CU Realty Services, this easy-to-use program can help you connect to the information and expertise you'll need to help make finding and purchasing your next home a dream come true. This program is absolutely free and can help you search for a home, find an agent, earn a rebate (the average is over $1,500), get listing alerts, research neighborhoods, schools, crime rates and more! Register today - it's quick and easy!

Gain an Advantage with Our Auto Express Check!

Shopping for a vehicle is easy and convenient with our Auto Express Check! Before visiting the dealer, be sure to contact us to apply for your low rate auto loan. If you qualify, we will give you an Express Check that you can use to purchase your vehicle up to your pre-approved amount. This saves you time at the dealer, plus you'll be in a better position to negotiate! Your rate is guaranteed for 30 days and no interest accrues until you use the check.

Apply online, at any branch, or call 800-914-4268.

Introducing Our New Teen Program, Elements of Money™

The Elements of Money™ program has replaced Claim Your Youth for members ages 13 to 17. Our new program offers a more interactive website, additional resources, and quarterly social media contests for a chance to win prizes. Teens can join "Elements" simply by opening a credit union savings account with a $5 minimum opening deposit. As a member, they'll learn to navigate through the world of personal finance, as well as learn valuable lessons in saving money. Our new program offers:

  • An interactive website just for teens
  • Online financial articles, podcast, blog and videos
  • Quarterly teen newsletter
  • "Tweet for College" Annual Scholarship Contest

We encourage you to help your teen take the first step toward financial independence by establishing membership. Download our membership application, call 800-914-4268, or stop by a branch to open an account.

Looking for a Mortgage with a Low Down Payment?

Our President's ARM offers a low 3% down payment1 and a variety of terms to choose from. Additional mortgage programs are also available including FHA, VA, reverse mortgages and more. Contact a mortgage consultant at 571-328-5036 or visit our mortgage page for details.

Buying a home is one of the most important financial decisions you'll make. We make it easier with HomeAdvantage. Powered by CU Realty Services, this easy-to-use program can help you connect to the information and expertise you'll need to help make finding and purchasing your next home a dream come true. This program is absolutely free and can help you search for a home, find an agent, earn a rebate (the average is over $1,500!), get listing alerts, research neighborhoods, schools, crime rates and more!

Switch and Save with our Visa Platinum Card

Don't spend your hard earned money on fees and higher interest rates. Our Visa Platinum cards offer NO balance transfer fees, NO cash advance fees and NO Annual Fees. Plus, we offer great low rates - that's the credit union difference!

  • Low 3.90% APR4introductory rate for 6 months
  • Rates as low as 9.25% APR4 after six-month introductory period
  • Credit line up to $20,000
  • Save big by transferring higher-rate balances to your Market USA Visa
  • Choose between Visa Platinum and Visa Platinum with Rewards. Redeem your points for hotel stays, vacations, merchandise, air travel and more!

Apply online, call 800-914-4268 or stop by any branch. Don't forget to move higher-rate balances to your new Market USA Visa Platinum card!

Time for Sun, Fun & Savings!

It's time for some warm-weather fun! Whatever your plans are this season - travel, home projects, outdoor activities and more - our Summer Loan can help make them happen!

  • Rates as low as 7.39% APR5
  • Borrow up to $3,0000
  • 12-month term

Apply Online, at any branch, or call 800-914-4268.

Footnotes

  1. Interest begins accruing upon disbursement of the loan. Loans and deferred payments are subject to credit approval. Current Market USA loans are not eligible for this promotion. Offer available for a limited time only and subject to change without notice. Certain restrictions apply. Ask us for details.
  2. Annual Percentage Rate current as of 06/15/15 and subject to change without notice. Rates are based on an evaluation of each applicant's credit. Your actual rate may vary. Rate includes a .25% discount for automatic payment and .10% discount for e-Statements. Payments at 2.40% APR for 36 months are approximately $28.85 per $1,000 per month.
  3. Annual Percentage Rates (APR) effective 11/1/14 and subject to change. 3.90% introductory APR valid for six months from initial card issuance. Thereafter, the variable rate will be between 9.25% - 18%. The APR is calculated as Prime + a margin between 6.00% - 15.00%. Prime is currently 3.25%. Actual rate may vary and is based on an evaluation of applicant's credit.
  4. Annual percentage rate current as of 1/1/16. Rates are based on an evaluation of each applicant's credit. Your actual rate may vary. Rate includes a .25% discount for automatic payment, a .10% discount for e-Statements, and an additional .50% for having a qualifying Rewards Relationship. To qualify for a Rewards Rate, you must have two of the following, direct deposit of at least $500 per month into a Market USA checking account, a qualifying loan in good standing or a new loan that includes: mortgage, home equity, auto, or active credit card (at least one transaction per month), or at least $25,000 on deposit. Payment at 7.14% APR for 12 month
  5. Annual Percentage Rate current as of 6/1/16. Offer available until 9/30/16. Rates are based on an evaluation of each applicant's credit. Your actual rate may vary. Rate includes a 0.25% discount for automatic payment, a 0.10% discount for e-Statements and an additional 0.50% discount for having a qualifying Rewards Relationship. To qualify for a Rewards Rate, you must have two of the following: direct deposit of at least $500 per month into a Market USA checking account, a qualifying loan in good standing or new loan (mortgage, home equity, auto or active credit card with at least one transaction per month), or at least $25,000 on deposit. Payments at 7.39% APR for 12 months are approximately $87.62 per $1,000 per month. Financing for qualified Market USA Federal Credit Union members.