The Market Center
Loan Application Upgrade Scheduled for December 14th
Our online loan application will be unavailable on Saturday, December 14th from 11:00 pm - 1:00 am EST due to a system upgrade. During this time you will not be able to submit a loan application. We apologize for the inconvenience.
Help Make Miracles Happen
Market USA is hosting a fundraiser for the Children's Miracle Network Hospitals, and we need your help! Stop by any branch, donate a dollar to the kids, write your name a holiday icon, and show your support for our community. You can also call us at 800-914-4268 to make a donation
Did you know just a dollar can make a big difference to a sick child:
- Wee Pee sized diapers, for babies weighing less than 800 grams, cost $.041
- Preemie sized diapers, for babies weighing up to 4 pounds, cost $.050
- Size 1 blood pressure cuffs for the smallest child patients, cost $1.08
- Baby blankets in the Neonatal and Infant Critical Care unit, cost $4.00
All it takes is a single dollar to help make a miracle! Maryland branch proceeds benefit the Johns Hopkins Children's Center and Mauldin branch proceeds benefit the Children's Hospital of Greenville Health Systems.
Give Yourself a Gift: A Stress-Free Holiday
Our low-cost Holiday Loan can help with all the season's expenses. Our Holiday Loan offers rates as low as 7.99% APR1, a 12-month term and up to $3,000.* Apply online, at any branch or call 301-586-3400 or 800-914-4268. This offer is available until February 28, 2014.
Take a Break this Holiday Season with Skip-A-Pay
If you have an auto or signature loan, enjoy extra money for the holidays with Skip-A-Pay! Simply log into Internet Banking and click the "skip" tab beside the loan you want to skip. 2, Not signed up for Internet Banking? Enroll now online, call 301-586-3400 or 800-914-4268 or stop by any branch. You can also download the Skip-A-Pay form and either fax it to 301-586-3415 or mail to: Market USA FCU, 8871 Gorman Rd, Suite 100, Laurel, MD 20723.
Mobile Check Deposit
If you have a Market USA checking account3, you can make deposits without visiting a branch or sending checks through the mail. It's convenient, easy and secure. Mobile Check Deposit is available through our Mobile Banking app (must be enrolled in Internet Banking).
How to Use Mobile Check Deposit
- Sign into Mobile Banking
- Choose the Mobile Check Deposit button
- Accept the Terms and Conditions
- Select Make a Deposit
- Enter check amount
- Select account to deposit check
- Endorse your check
- Write "For e-Deposit only at Market USA" under your signature
- Take a picture of the front and back of your check
You will receive an email once your account has been credited. If you have questions, please email our Member Service Center or call 301-586-3400 or 800-914-4268.
Download our Mobile Banking app today!
Need a New Car?
We Give You Three Great Ways To Save
If you're shopping for a new car, truck, SUV or crossover, you couldn't have picked a better time. Through our partnership with Invest in America, we can help you save money on your new vehicle.
First, General Motors is offering credit union members preferred pricing on most new GM vehicles. This is in addition to the most current incentives and special offers! Depending on the vehicle, you could save hundreds, even thousands of dollars on your next new Chevrolet, Buick, or GMC vehicle purchase just for being a credit union member. Visit LoveMyCreditUnion.org to see how much you can save and request your GM Authorization Number.
Third, you'll also save on fuel costs with GM's high-fuel efficiency vehicles. GM offers high-fuel efficient products in most high-volume vehicle segments, and more are coming to the market each year.
Get your loan pre-approved and apply online today!
All fuel economy ratings below are EPA Estimates. The new Chevrolet Cruze Eco, with its 42 mpg EPA highway estimate, offers the best highway fuel economy of any gasoline engine (non-hybrid) car in America. The Chevy Equinox and GMC Terrain crossovers offer space for the family and a 32 mpg highway estimate. Chevrolet Malibu has EPA mileage estimates of 22 mpg city, 33 mpg highway, and can travel nearly 500 highway miles on a tank of fuel. Chevy Silverado and GMC Sierra offer the best highway fuel economy estimates of any V8 pickups (22 mpg), and offer hybrid models for the ultimate in full-size truck fuel efficiency (20 mpg city, 23 mpg highway).
Life's More Rewarding with a Market USA Visa®
Our Visa® Platinum with Rewards card offers a low rate, no annual fees, no balance transfer fees and no cash advance fees. Earn one point for every dollar spent which you can redeem for hotel stays, vacations, merchandise, air travel and more! Choose from top-of-the-line stereo equipment and electronics to high-end appliances. Travel abroad or practice your golf game with a brand-new set of clubs. Visit CURewards for details.
Apply for your Visa® Platinum today!
Mobile Banking Now Available
We are excited to offer you the convenience of mobile banking! Our mobile app makes it easy to:
- Review account balances
- Access recent transactions
- Check Privilege Pay status
- View direct deposits
- Transfer funds
- Withdraw checks
- Initiate stop payments
In addition to managing your accounts, you can also look up current rates, apply for a loan, and locate a shared branch or surcharge-free ATM near you. Our free app is available in both the Apple and Android app stores. Be sure to let us know what you think!
Buy or Sell Your Vehicle Using AutoSMART Mobile
The new AutoSMART Mobile App provides a one-stop shop for all your car buying AND selling needs.
Search AutoSMART's database of vehicles for sale - not just from major car dealers, but from individuals just like yourself. You can also apply for Market USA financing and get your loan pre-approved before you shop. This removes the pressure of negotiating financing contracts at the dealership and allows you to focus your attention on finding the right vehicle.
Are you ready to sell a vehicle? Quickly and easily sell your car online in 3 simple steps. Once your listing has been approved (usually takes one business day) it will be searchable on AutoSMART's nationwide network of over 1 million Credit Union members.
The AutoSMART Mobile App is free to download for both iOS and Android devices from your App store.
1Annual Percentage Rate current as of 12/1/13. Rates are based on an evaluation of each applicant's credit. Rate includes a .25% discount for automatic payment and a .10% discount for e-Statements. Payments at 7.99% APR for 12 months are approximately $87.08 per $1,000 per month. Financing for qualified Market USA Federal Credit Union members.
2A minimal processing fee per loan will be charge to your saving or checking account based on your monthly payment. Excludes Mortgage, Home Equity and Credit Card balances. Interest will continue to accrue on unpaid loan balance. To qualify for extension, loan must be open for at least 90 days and in good standing. Certain restrictions apply. Call for details.
3Membership must be established for at least 90 days; checking account must be opened for at least 30 days; account must be in good standing; primary account holder must be at least 13 years of age. Additional restrictions apply. See Mobile Deposit Terms & Conditions for details.
4Offer is for a limited time only. You must mention the promotional code NM100 to receive the $100 cash incentive with this offer. Loan amount must be $10,000 with a term of at least 36 months. Deposit of $100.00 will be made into the primary member's savings account within 30 days after the loan is closed. Auto loans currently financed through Market USA cannot be refinanced with this offer.