Certificates

Certificates Account Rates
Account Term Preferred APY APY Balance Dividends Compounded/Credited
12 Month Accumulator 0.40% $100 Daily/Monthly
3 Months 0.40% $500 Daily/Monthly
6 Months 0.50% $500 Daily/Monthly
12 Months 0.55% $500 Daily/Monthly
18 Months 0.60% $500 Daily/Monthly
24 Months 0.75% $500 Daily/Monthly
36 Months 1.00% $500 Daily/Monthly
48 Months 1.10% $500 Daily/Monthly
60 Months 1.40% $500 Daily/Monthly
PREFERRED APY: The Preferred APY includes a 0.35% premium. Direct Deposits and e-Statements are required to receive this premium.
Rate Disclosures View All Rates

Earn high rates of return on your account balances through Certificates. We have many rates and terms available, so you are sure to find a plan that fits your needs. Our preferred rates reflect a 0.35% premium added to our standard rates for members with Direct Deposit and e-Statements.

  • Competetive, fixed dividend rates
  • Automatic renewal - we'll send you a notification prior to the renewal date
  • Establish an Accumulator Certificate with just $100, (lower than the usual $500) and add a minimum of $25 as often as you'd like
  • IRA Certificates available
  • Dividends can be reinvested, transferred to a Market USA FCU account or mailed to you
  • May be pledged as collateral for a loan (Excludes IRA Certificates)
  • Accounts are federally insured up to $250,000 by the National Credit Union Share Insurance Fund
Internet Banking

Internet Banking allows you to access your credit union account (s) via the Internet from your home or office computer. It's free and gives you access to your accounts 24 hours a day!

  • Transfer funds between your Market USA FCU accounts
  • Open new checking, savings, certificate accounts
  • Conveniently pay bills
  • Schedule transfers and check withdrawals
  • Request withdrawals (Teller Checks will be U.S. mailed to you)
  • Request line of credit advances
  • View current account activity
    • Checks Paid
    • Deposits
    • Withdrawals
    • ATM Transactions
    • Debit Card Transactions
    • Hold Amounts
  • Print Account Statements
  • Issue stop payments on checks
  • Request copies of checks
  • Obtain balance information on any of your Market USA FCU accounts
  • Get tax information - interest paid on loans and dividends earned
Internet Bill Pay

Pay your bills quickly and securely online. Click here for more information or to view the online demo.

Telephone Banking

Telephone Banking allows you to access your credit union account(s) from any touch tone phone by calling 301-586-3450 or 800-764-4268.

  • Transfer funds between your Market USA FCU accounts
  • Request withdrawals (Teller Checks will be U.S. mailed to you)
  • Request line of credit advances
  • Hear current account activity
    • Checks Paid
    • Deposits
    • Withdrawals
    • ATM Transactions
    • Debit Card Transactions
  • Issue stop payments on checks
  • Request copies of checks
  • Obtain balance information on any of your Market USA FCU accounts
  • Get tax information - interest paid on loans and dividends earned

Signing up for Telephone Banking can be done on your initial membership application, or simply by contacting our Member Service Center at 301-586-3400 or 800-914-4268.

National Shared Branches:

Market USA FCU is part of the National Shared Branch Network with over 5,000 locations throughout the United States. You can conduct business on your Market USA accounts at these locations.

  • Make deposits
  • Request withdrawals
  • Make loan payments
  • Other services available depending on location

Need to locate a CU Service Center while on the go? Get the Mobile Branch Locator:

Shared branch locations will display the following logo:
National Shared Branches Network Map

Member Service Center

301-586-3400 800-914-4268

Hours:

  • M/W/F 8:30 a.m. to 5:00 p.m.
  • Tu 9:00 a.m. to 5:00 p.m.
  • Th 9:00 a.m. to 6:30 p.m.

Our Member Service Center is staffed by friendly member service representatives ready to assist you.

  • Existing members can open additional savings and checking accounts
  • Have your questions answered
  • Loan applications accepted
  • Changes to your membership or accounts
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Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government