Auto Loan

Auto Loan Application
Auto Loan Rates
Auto Loan Type Term
Up to
APR
As low as
New/Used/Refinance 36 Months 1.49%*
New/Used/Refinance 48 Months 2.14%*
New/Used/Refinance 60 Months 2.14%*
New/Used/Refinance 72 Months 2.99%*
New/Used/Refinance 84 Months 3.99%*
*Rates shown include a .25% discount for automatic payment and a .10% discount for e-Statements. Your actual rate may vary depending on credit and discounts taken. Rates are also applicable to Cash Out Auto (Title) Loans.
Rate Disclosures View All Rates

Save Money with a Low Auto Loan Rate and $100 Cash Bonus!2

You'll receive a $1002 cash bonus when you finance your new purchase with us or move your existing loan from another lender. With rates as low as 1.49% APR1, you may be able to put more cash in your pocket with a lower monthly loan payment. Use our convenient online Loan Saver® tool to view your potential savings.

The cash bonus is only available for a limited-time, so don't miss out! Apply online or over the phone at 301-586-3400 or 800-914-4268.

Use the Value of Your Car for a Cash Out Auto Loan

Have the title to your car and need cash now? You can borrow the NADA loan value of your car. Don't have your car completely paid off but have equity built up? You can also use that equity to gain some cash now. 3

Protect Your Investment with Low-Cost Insurance Products

We can offer you peace of mind with Debt Protection, Mechanical Repair Coverage (MRC) and Guaranteed Asset Protection (GAP) Plus on your vehicle, typically at lower costs than what you will find at the dealership.

Payment Calculator

  • $100 cash back bonus (limited time offer)
  • Free Online AutoSmart Tools - research and compare vehicles, find a dealer, get preapproved and more!
  • Skip a Pay convenience - Skip a Pay feature in Internet Banking is easily utilized
  • No down payment - finance up to 100% of your purchase price
  • No prepayment penalty
  • Refinance loans from other lenders and save (see how much by using our Loan Saver® tool)
  • Pay less interest by making portions of your monthly payment throughout the month to reduce your principal quicker.
    • Set up automatic payment to pay a portion of your payment each week or bi-weekly
    • Transfer funds to your loan anytime using Internet or Mobile Banking
  • Protect your vehicle, Protect your loan
    • GAP (Guaranteed Asset Protection) Insurance for just $295
    • Low Cost MRC
    • Low Cost Debt Protection
Internet Banking

Internet Banking allows you to access your credit union account (s) via the Internet from your home or office computer. It's free and gives you access to your accounts 24 hours a day!

  • Transfer funds between your Market USA FCU accounts
  • Open new checking, savings, certificate accounts
  • Conveniently pay bills
  • Schedule transfers and check withdrawals
  • Request withdrawals (Teller Checks will be U.S. mailed to you)
  • Request line of credit advances
  • View current account activity
    • Checks Paid
    • Deposits
    • Withdrawals
    • ATM Transactions
    • Debit Card Transactions
    • Hold Amounts
  • Print Account Statements
  • Issue stop payments on checks
  • Request copies of checks
  • Obtain balance information on any of your Market USA FCU accounts
  • Get tax information - interest paid on loans and dividends earned
Internet Bill Pay

Pay your bills quickly and securely online. Click here for more information or to view the online demo.

Telephone Banking

Telephone Banking allows you to access your credit union account(s) from any touch tone phone by calling 301-586-3450 or 800-764-4268.

  • Transfer funds between your Market USA FCU accounts
  • Request withdrawals (Teller Checks will be U.S. mailed to you)
  • Request line of credit advances
  • Hear current account activity
    • Checks Paid
    • Deposits
    • Withdrawals
    • ATM Transactions
    • Debit Card Transactions
  • Issue stop payments on checks
  • Request copies of checks
  • Obtain balance information on any of your Market USA FCU accounts
  • Get tax information - interest paid on loans and dividends earned

Signing up for Telephone Banking can be done on your initial membership application, or simply by contacting our Member Service Center at 301-586-3400 or 800-914-4268.

National Shared Branches:

Market USA FCU is part of the National Shared Branch Network with over 5,000 locations throughout the United States. You can conduct business on your Market USA accounts at these locations.

  • Make deposits
  • Request withdrawals
  • Make loan payments
  • Other services available depending on location

Need to locate a CU Service Center while on the go? Get the Mobile Branch Locator:

Shared branch locations will display the following logo:
National Shared Branches Network Map

Member Service Center

301-586-3400 800-914-4268

Hours:

  • M/W/F 8:30 a.m. to 5:00 p.m.
  • Tu 9:00 a.m. to 5:00 p.m.
  • Th 9:00 a.m. to 6:30 p.m.

Our Member Service Center is staffed by friendly member service representatives ready to assist you.

  • Existing members can open additional savings and checking accounts
  • Have your questions answered
  • Loan applications accepted
  • Changes to your membership or accounts

1Annual Percentage Rate current as of 7/01/2014 and subject to change without notice. Rates are based on an evaluation of each applicant's credit. Your actual rate may vary. Rate includes a .25% discount for automatic payment and .10% discount for e-Statements. Payments at 1.49% APR for 36 months are approximately $28.42 per $1,000 per month. Financing for qualified Market USA members.
2Offer is for a limited time only. You must mention the promotional code NM100 to receive the $100 cash incentive with this offer. Loan amount must be $10,000 with a term of at least 36 months. Deposit of $100.00 will be made into the primary member's savings account within 30 days after the loan is closed. Auto loans currently financed through Market USA cannot be refinanced with this offer.
3Cash Out Auto Loan only available on 2005 model vehicles and up.

AutoSMART
Enterprise Car Sales
United Buying Service(UBS)
TruStage™ Auto Insurance
AutoSMART Car Buying Service
       

 

 
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Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government