Auto Loan
| Auto Loan Rates | |||||
| Account Type | Term | APR | Loan to Value | ||
| New and Used Car | Up to 36 Months | 1.49%* | |||
| New and Used Car | 37 to 48 Months | 2.14%* | |||
| New and Used Car | 49 to 60 Months | 2.14%* | NEW: MSRP + Tax, Tags, MRC & GAP | ||
| New and Used Car | 61 to 72 Months | 2.64%* | USED: Lesser of 100% NADA Retail or Purchase Price | ||
| New and Used Car | 73 to 84 Months | 3.99%* | |||
| *Rates shown include a .25% discount for automatic payment and a .10% discount for e-Statements. | |||||
| Rate Disclosures View All Rates | |||||
Save Money with a Low Auto Loan Rate and $100 Cash Bonus!2
You'll receive a $1002 cash bonus when you finance your new purchase with us or move your existing loan from another lender. With rates as low as 1.49% APR1, you may be able to put more cash in your pocket with a lower monthly loan payment. Use our convenient online Loan Saver tool to view your potential savings.
The cash bonus is only available for a limited-time, so don't miss out! Apply online or over the phone at 301-586-3400 or 800-914-4268.
Protect Your Investment with Low-Cost Insurance Products
We can offer you peace of mind with Debt Protection, Mechanical Repair Coverage (MRC) and Guaranteed Asset Protection (GAP) Plus on your vehicle, typically at lower costs than what you will find at the dealership.
1Annual Percentage Rate current as of 4/01/2013 and subject to change without notice. Rates are based on an evaluation of each applicant's credit. Your actual rate may vary. Rate includes a .25% discount for automatic payment and .10% discount for e-Statements. Payments at 1.49% APR for 36 months are approximately $28.42 per $1,000 per month. Financing for qualified Market USA members.
2Offer is for a limited time only. You must mention the promotional code NM100 to receive the $100 cash incentive with this offer. Loan amount must be $10,000 with a term of at least 36 months. Deposit of $100.00 will be made into the primary member's savings account within 30 days after the loan is closed. Auto loans currently financed through Market USA cannot be refinanced with this offer.
- Rates shown above include .25% discount for automatic payments and a .10% discount for e-Statements
- Finance up to 100% of MSRP on new cars plus taxes and tags
- Finance up to 100% of the retail NADA used car value
- Certified Enterprise vehicles financed up to 100% of purchase price plus taxes and tags
- Terms up to 84 months on new & used vehicles
- Rates determined by your credit standing
Internet Banking
Internet Banking allows you to access your credit union account (s) via the Internet from your home or office computer. It's free and gives you access to your accounts 24 hours a day!
- Transfer funds between your Market USA FCU accounts
- Open new checking, savings, certificate accounts
- Conveniently pay bills
- Schedule transfers and check withdrawals
- Request withdrawals (Teller Checks will be U.S. mailed to you)
- Request line of credit advances
- View current account activity
- Checks Paid
- Deposits
- Withdrawals
- ATM Transactions
- Debit Card Transactions
- Hold Amounts
- Print Account Statements
- Issue stop payments on checks
- Request copies of checks
- Obtain balance information on any of your Market USA FCU accounts
- Get tax information - interest paid on loans and dividends earned
Internet Bill Pay
Pay your bills quickly and securely online. Click here for more information or to view the online demo.
Telephone Banking
Telephone Banking allows you to access your credit union account(s) from any touch tone phone by calling 301-586-3450 or 800-764-4268.
- Transfer funds between your Market USA FCU accounts
- Request withdrawals (Teller Checks will be U.S. mailed to you)
- Request line of credit advances
- Hear current account activity
- Checks Paid
- Deposits
- Withdrawals
- ATM Transactions
- Debit Card Transactions
- Issue stop payments on checks
- Request copies of checks
- Obtain balance information on any of your Market USA FCU accounts
- Get tax information - interest paid on loans and dividends earned
Signing up for Telephone Banking can be done on your initial membership application, or simply by contacting our Member Service Center at 301-586-3400 or 800-914-4268.
National Shared Branches:
Market USA FCU is part of the National Shared Branch Network with over 6,700 locations throughout the United States. You can conduct business on your Market USA accounts at these locations.
- Make deposits
- Request withdrawals
- Make loan payments
- Other services available depending on location
Need to locate a CU Service Center while on the go? Get the Mobile Branch Locator:
Shared branch locations will display the following logo:
Member Service Center
301-586-3400 800-914-4268
Hours:
- M/W/F 8:30 a.m. to 5:00 p.m.
- Tu 9:00 a.m. to 5:00 p.m.
- Th 9:00 a.m. to 6:30 p.m.
- Existing members can open additional savings and checking accounts
- Have your questions answered
- Loan applications accepted
- Changes to your membership or accounts
