Personal Loan Apply Now

Use our low rate personal loan to purchase items you want or need, consolidate high rate credit card balances, pay off credit cards before promotional rates end, or handle unexpected expenses.

Personal Loan Rates
Term APR as low as Comments
12 Months 11.74%* Minimum loan amount is $200
24 Months 12.24%*
36 Months 12.74%*
48 months 13.24%*
60 Months 13.74%* Minimum loan amount is $5,000
*Rates shown include a .25% discount for automatic payment and an additional .50% for having a qualifying Reward Rate Relationship. Your actual rate may vary depending on credit and discounts taken.
Rate Disclosures   View All Rates
Product Links
 Members Choice™ Debt ProtectionGo
Loan Calculators
 Loan Payment CalculatorGo Should I consolidate my debts?Go How will extra payments affect my loan?Go

No collateral is pledged

Borrow up to $30,000

Terms up to 60 months

Loan Rates

Our loan rate pricing shows the lowest rates available, which include:

  • Selection of an automated payment method and e-Statements
  • An additional 0.50% discount for having a qualifying Rewards Rates relationship

All rates are subject to change, credit certification and approval. The stated rates are the lowest available and your rate may be higher.

Discounts do not apply to Credit Cards, Certificate & Share Secured Loans, Lines of Credit, Fresh Start, Natural Disaster Assistance Loan, Home Equity Loans/ Lines of Credit and First Mortgages, and Loans Initiated Through a Third Party.

Rewards Rate

To qualify for the Rewards Rate, you must have e-statements AND one of the following:

  • Direct deposit of at least $500 per month and an active checking account
  • At least $25,000 on deposit