Shop Maryland

Shop Maryland This Holiday Season and Make a Difference in Your Community

Market USA is proud to support the Shop Maryland for the Holidays initiative, especially since many small businesses have struggled during the pandemic. You can make a difference in your community and the local economy simply by shopping at retail stores in your area.

To help you this holiday season, we offer two low-cost options for all of your holiday needs.

Celebrate the Season with Our Low Rate Visa Platinum Card

Our Visa Platinum card can help you with all of the season's expenses. There is no annual fee, no balance transfer fee, and no cash advance fee. Plus, we offer great low rates!

  • Enjoy even more benefits:
  • 0% introductory APR*for 6 months.
  • Rate as low at 9.25% APR* after 6-month introductory period.
  • Credit line up to $20,000
  • Cash advance rate same as the purchase rate
  • Maryland Flag design available
  • Choose between Visa Platinum and Visa Platinum Rewards.

* Annual Percentage Rates (APRs) effective 10/1/20 and subject to change. 0% introductory APR valid for 6 months from initial card insurance. Thereafter, the variable rate will be between 9.25% and 18.00%. The APR is calculated as Prime + a margin between 6.00% and 16.00%. Prime is 3.25% as of 3/16/20, Actual rate may vary and is based on an evaluation of each applicant's credit.

Make the Season Bright with Our Holiday Loan

Put some extra sparkle in the season with our budget-friendly Holiday Loan!

  • Rates as low as 5.99% APR*
  • 12-month term
  • Borrow up to $5,000

* Annual Percentage Rate current as of 10/1/20. Offer available until 2/28/21. Rates are based on an evaluation of each applicant's credit. Your actual rate may vary. Rate includes a 0.25% discount for automatic payment, and an additional 0.50% discount for having a qualifying Rewards Relationship. To qualify for a Rewards Rate, you must have e-Statements and one of the following: (a) direct deposit of at least $500 per month and an active Market USA checking account, or (b) at least $25,000 on deposit. Payments at 5.99% APR for 12 months are approximately $86.34 per $1,000 per month. Financing for qualified Market USA members.

Already a Member? Apply Today!

Make your list, check it twice, and turn your holiday budget from naught to nice. Apply online or call 301-586-3400.

Not a member yet? Join Today!

We invite you to experience the difference at a not-for-profit and member-owned financial cooperative. When you join Market, USA, you benefit through higher dividend rates, lower loan rates, and lower or no fees. We've been building life-long relationships for over 65 years and hope you'll consider us for your banking needs.

Online Membership Application

Laurel Branch & Headquarters

CO-OP Shared Branch

8871 Gorman Road, Suite 100
Laurel, Maryland 20723
Phone: 301-586-3400 or 800-914-4268

Hyattsville Branch

CO-OP Shared Branch

8200 Professional Place, Suite 105
Hyattsville, Maryland 20785
Phone: 301-276-8001

Member Service Center

About Market USA

Market USA has been helping members for over 65 years. We were originally established in 1953 to serve the staff and family members of Giant Food. Through our expanded charter, we can now serve our local community. Our mission is to improve the financial lives of our members by lowering loan payments, providing free checking, helping to improve credit scores, offering financial education and more.