All Rates

Savings Rates
APY Balance APY Dividends Compounded/Credited
$25,000 0.15% Monthly/Monthly
$5,000 0.15% Monthly/Monthly
$2,000 0.10% Monthly/Monthly
$0.01 0.05% Monthly/Monthly
Rate Disclosures View All Rates
Rewards Checking Account Rates
VIP APY Balance APY Dividends Compounded/Credited
Platinum Tier $0.01 2.00%* Monthly/Monthly
Gold Tier $0.01 1.00%* Monthly/Monthly
Requirements to Earn APY: (1) enrollment in e-Statements; (2) Monthly Direct Deposit of at least $250 (VIP); direct deposit from a single source can not be used to meet the requirement for multiple accounts; (3) 12 Visa Debit Card Purchases per month; minimum purchase $5.00; purchases must be posted to the account by close of business on the last business day of the month; purchase returns will reduce your number of transactions; and (4) Platinum Tier only: 3 bill payments per month; bill payments must be posted to the account by close of business on the last business day of the month, must be at least $20 each, and may NOT be made payable to Market USA FCU or to any non-business payee. Splitting a single bill into three payments does not qualify. *APY applies to balances thru $15,000; balances above $15,000 earn the APY paid on regular checking accounts. One account per member/SSN.
Rate Disclosures View All Rates
Regular Checking Account Rates
APY Balance APY Dividends Compounded/Credited
$1,000.00 0.05% Monthly/Monthly
Rate Disclosures View All Rates
Money Market Account Rates
APY Balance APY Dividends Compounded/Credited
$50,000 0.40% Monthly/Monthly
$20,000 0.30% Monthly/Monthly
$10,000 0.25% Monthly/Monthly
$2,000 0.15% Monthy/Monthly
Balances below $2,000 earn the APY paid on regular checking accounts.
Rate Disclosures View All Rates
Certificates Account Rates
Account Term Preferred APY APY Balance Dividends Compounded/Credited
12 Month Accumulator 0.40% $100 Daily/Monthly
3 Months 0.40% $500 Daily/Monthly
6 Months 0.50% $500 Daily/Monthly
12 Months 0.55% $500 Daily/Monthly
18 Months 0.60% $500 Daily/Monthly
24 Months 0.75% $500 Daily/Monthly
36 Months 1.00% $500 Daily/Monthly
48 Months 1.10% $500 Daily/Monthly
60 Months 1.40% $500 Daily/Monthly
PREFERRED APY: The Preferred APY includes a 0.35% premium. Direct Deposits and e-Statements are required to receive this premium.
Rate Disclosures View All Rates
IRA Savings Rates
APY Balance APY Dividends Compounded/Credited
$0.01 0.15% Monthly/Monthly
Rate Disclosures View All Rates
Vacation Club Account Rates
APY Balance APY Dividends Compounded/Credited
$0.01 0.10% Monthly/Monthly
Rate Disclosures View All Rates
Holiday Club Account Rates
APY Balance APY Dividends Compounded/Credited
$0.01 0.10% Monthly/Monthly
Rate Disclosures View All Rates
Signature Loan Rates
Account Type Term
Up to
APR
As low as
Comments
Signature 12 Months 10.34%* Minimum loan amount is $200
Signature 24 Months 10.59%*
Signature 36 Months 10.84%*
Signature 48 months 11.84%*
Signature 60 Months 12.09%* Minimum loan amount is $5,000
*Rates shown include a .25% discount for automatic payment and a .10% discount for e-Statements. Your actual rate may vary depending on credit and discounts taken.
Rate Disclosures View All Rates
Auto Loan Rates
Auto Loan Type Term
Up to
APR
As low as
New/Used/Refinance 36 Months 1.49%*
New/Used/Refinance 48 Months 2.14%*
New/Used/Refinance 60 Months 2.14%*
New/Used/Refinance 72 Months 2.99%*
New/Used/Refinance 84 Months 3.99%*
*Rates shown include a .25% discount for automatic payment and a .10% discount for e-Statements. Your actual rate may vary depending on credit and discounts taken. Rates are also applicable to Cash Out Auto (Title) Loans.
Rate Disclosures View All Rates
Line of Credit Loan Rates
Account Type APR Comments
Personal Line Of Credit As low as 9.25% Maximum line $10,000
Rate Disclosures View All Rates
Home Equity Line of Credit Rates
Account Type Variable APR Comments
Home Equity Line of Credit 3.99% No closing costs! ( provided initial advance is at least $20,000 and loan remains open 36 months.)

No Refinancing Hassles! With a 20 Year Draw Period followed by a 20 Year Repayment Period you have a long time before you have to worry about refinancing your Home Equity Line of Credit.

Minimum HELOC amount: $10,000, Maximum HELOC amount: $200,000
Rate Disclosures View All Rates
Fixed Rate Home Equity Rates
Term
Up to
APR
As low as
Loan to Value Comments
5 Years 5.50% Up to 80% No closing costs! (provided initial loan amount is $20,000 and loan remains open for 36 months)
7 Years 6.00%
10 Years 6.00% Minimum Loan Amount: $5,000. Maximum Loan Amount $100,000. Maximum Loan to Value (LTV) for owner-occupied and non-owner-occupied properties is 80% of tax assessed or appraised value. Rate based on credit evaluation.
15 Years 6.25%
Rate Disclosures View All Rates
Mortgage Rates
Click Here for Mortgage Rates
Certificates
       

 

 
Market USA Privacy Policies

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government